5331 Coldwater Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5331 Coldwater Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Tax Bill	$1,077 (2022)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-610-003-00`

Property Details

APN / Parcel Number

Primary APN	`017-610-003-00`

Location & Zoning

Account Number	01761000300
Street Address	5331 COLDWATER RD
City	LAPEER
State	MI
Zip	48446-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MEADOWS LOT 3. 100 X 199.98
Legal Subdivision	SPRING MEADOWS
Legal Lot Number	3,100 100
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1004
Census Tract	342100

Owner

Source: Lapeer County records · APN 017-610-003-00

Assessment roll updated March 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5331 COLDWATER RD, LAPEER, MI 48446-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 1999
Deed Sale	Jan 01, 1999
Record Updated	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5331 COLDWATER RD, LAPEER, MI 48446-8020
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 COLDWATER RD, LAPEER, MI 48446-8020

Mortgage

Document Number	0032380177
Date	Sep 21, 2021
Book Page	3238/177

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5331 COLDWATER RD, LAPEER, MI 48446-8020
Document Number	0029720549
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 03, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 COLDWATER RD LAPEER MI 484468020, LAPEER, MI 48446-8020

Mortgage

Document Number	0029720549
Date	Jul 18, 2018
Book Page	002972/000549

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2033

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated March 1, 2023 · Last verified July 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$85,100	$170,200
2022	$1,077.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 194 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coldwater Rd

Nearby Streets

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