5354 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5354 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeRestaurant
Details2 ba · 1,013 sqft · built 1990
Lot Size0.922 acres (40,190 sqft)
OwnerOwner Name on File
Last Sale$300,000 (Aug 2005)
Tax Bill$3,207 (2025)
Flood ZoneZone X (moderate risk)
APN40-23-34-406-001

Property Details

APN / Parcel Number

Primary APN40-23-34-406-001
Alternative APNs
  • 0071376-000000-7
  • 10004624828

Interior

Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,013 sqft Total Area
Gross Area1,337 sqft
Storm ShuttersStorm Shutters

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeFooting
Roof MaterialTar & Gravel
Lot Area40,190 sqft (0.922 acres)
PorchOpen Porch
Porch Area260 sqft
Canopy64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004624828
Old Parcel Number00713760000007
Street Address5354 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982-1738
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeCG
Legal DescriptionZZZ 344023 P14 34 40 23 P-14 .92 AC M/L COMM AT SW COR OF SE1/4 SEC 34 TH N 405.59FT TO C/L US 17 TH NE ALG C/L
Legal Range23E
Legal Township40S
Legal Section34
Legal SubdivisionACREAGE
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3012
Census Tract10200

Owner

The current owner of 5354 Duncan Rd bought it in August 2005.

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address38780 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9516

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2005 · Amount on File
Deed SaleAug 2, 2005 · Amount on File
Deed Document Number1427612
Deed Book / Page2767 / 0553
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5354 Duncan Rd was $3,207.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,207.00$157,386$201,310 Land $112,532 Building $88,778
2023$3,225.00 (+40.71%)$130,071 (+2.94%)$177,743 (+40.66%) Land $80,380 Building $97,363
2022$2,292.00$126,360 Land $58,075 Building $68,285$126,360 Land $58,075 Building $68,285

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5354 Duncan Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 193 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies193 in force
Nearby Flood Claims357 (1982–2026)
Claims Outside the SFHA5 of 357
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 90 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5354 Duncan Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

Nearby Properties on Duncan Rd

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