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5310 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5310 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,275 sqft · built 1930
Lot Size0.726 acres (31,668 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Aug 2017)
Tax Bill$2,435 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Feb 2017 Sale
Flood ZoneZone AE (high risk)
APN40-23-34-430-005

Property Details

APN / Parcel Number

Primary APN40-23-34-430-005
Alternative APNs
  • 0071353-000000-4
  • 10004624853

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,275 sqft Living Area
Gross Area1,299 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 1930
Architectural StyleOther
Exterior MaterialAsbestos
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialWood
Lot Area31,668 sqft (0.726 acres)
Garage TypeCarport
CarportCarport
Carport Area119 sqft
PorchPorch
Porch Area24 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004624853
Old Parcel Number00713530000004
Street Address5310 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982-1736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCG
Legal DescriptionZZZ 344023 P5-2 34 40 23 P-5-2 0.727 AC M/L COMM AT INTXN OF SE ROW OF US-17 & NE ROW OF RIDGE RD TH NE 170FT SE
Legal Range23E
Legal Township40S
Legal Section34
Legal SubdivisionWILSON MAZE
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3010
Census Tract10200

Owner

5310 Duncan Rd is owned by an individual who bought it in August 2017.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address27430 RIDGE RD, PUNTA GORDA, FL 33982-1960
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2017Warranty Deed, Transfer
WILLIAM H SCHMITZ
Feb 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2017 · Amount on File
Deed SaleAug 29, 2017 · Amount on File
Prior SaleFeb 21, 2017 · Amount on File
Deed Document Number2549241
Deed Book / Page4233 / 1616
Record UpdatedJun 8, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 29, 2017
Property Address5310 DUNCAN RD, PUNTA GORDA, FL 33982-1736
Document Number0042331616
Book / Page004233 / 001616
Instrument DateAug 25, 2017
Instrument2549241
Transaction TypeTransfer
Record UpdatedFeb 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4425 ARGO RD PUNTA GORDA FL 339821438, PUNTA GORDA, FL 33982-1438

Mortgage

Document Number42331618
DateAug 29, 2017
Book Page004233/001618
Instrument2549242
Lender
NameWILLIAM H SCHMITZ
Address3451 SE COUNTY ROAD 760, ARCADIA, FL 34266-7556
Agreement
AmountAmount on Record
Term180 Months
DueAug 28, 2032

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 21, 2017
Property Address5310 DUNCAN RD, PUNTA GORDA, FL 33982-1736
Document Number0041691232
Book / Page004169 / 001232
Instrument DateFeb 17, 2017
Instrument2501140
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12280 MARYLAND AVE PUNTA GORDA FL 339552117, PUNTA GORDA, FL 33955-2117

Tax Assessment & Valuation

The 2025 property tax bill for 5310 Duncan Rd was $2,435.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,435.00$158,681$194,417 Land $88,670 Building $105,747
2023$2,719.00 (+11.07%)$131,141 (+5.06%)$170,789 (+36.83%) Land $63,336 Building $107,453
2022$2,448.00$124,819 Land $45,761 Building $79,058$124,819 Land $45,761 Building $79,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5310 Duncan Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 193 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies193 in force
Nearby Flood Claims357 (1982–2026)
Claims Outside the SFHA5 of 357
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 90 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5310 Duncan Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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