5350 E Ruby Way, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 5350 E Ruby Way, Cottonwood, AZ 86326

Property Summary

Property TypeMobile Home
Details1,218 sqft · built 1997
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Feb 2018)
Tax Bill$577 (2025)
Deeds & MortgagesJan 2022 Transfer
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN407-20-244B

Property Details

APN / Parcel Number

Primary APN407-20-244B
Alternative APN
  • 40720244B6

Interior

Stories2 Stories
Building Area1,218 sqft Living Area
1st Floor Area1,218 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number40720244B6
Street Address5350 E RUBY WAY
CityCOTTONWOOD
StateAZ
Zip86326-6061
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionA REC PCL SE4NW4 SW COR APPROX 410E & 320N FROM SW COR SE4NW4 S EC 18-15-4E CONT .38AC
Legal Range04E
Legal Township15
Legal Section18
JurisdictionYAVAPAI AZ
Township / Civil DivisionMINGUS MOUNTAIN
Census Block Group3
Census Block3008
Census Tract2002

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5350 E RUBY WAY, COTTONWOOD, AZ 86326-6061
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 31, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ZB NA
Feb 28, 2018Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2018 · Amount on Record
Deed SaleFeb 28, 2018 · Amount on Record
Prior SaleMay 16, 2014 · Amount on Record
Deed Document Number20189954
Last Transfer DateJan 25, 2022
Transfer Doc0000005902
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYAVAPAI AZ
Recording DateJan 31, 2022
Property Address5350 E RUBY WAY, COTTONWOOD, AZ 86326-6061
Document Number0000005902
Instrument DateJan 25, 2022
Instrument2022-0005902
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5350 E RUBY WAY, COTTONWOOD, AZ 86326-6061

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYAVAPAI AZ
Recording DateJan 31, 2022
Property Address5350 E RUBY WAY, COTTONWOOD, AZ 86326-6061
Document Number0000005903
Instrument DateJan 25, 2022
Instrument2022-0005903
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5350 E RUBY WAY, COTTONWOOD, AZ 86326-6061

Mortgage

Document Number0000005904
DateJan 31, 2022
Instrument2022-0005904
Lender
NameZB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYAVAPAI AZ
Recording DateFeb 28, 2018
Property Address5350 E RUBY WAY, COTTONWOOD, AZ 86326-6061
Document Number0000009954
Instrument DateFeb 15, 2018
Instrument9954
Transaction TypeTransfer
Record UpdatedMar 15, 2018
Title CompanyEMPIRE W TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5350 E RUBY WAY COTTONWOOD AZ 863266061, COTTONWOOD, AZ 86326-6061

Mortgage

Document Number9955
DateFeb 28, 2018
Instrument9955
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 27, 2048

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
Elementary School DistrictCottonwood-Oak Creek Elementary District (PK - 08)
Secondary School DistrictMingus Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$74,997 (-4.37%) Land $47,805 Building $27,192
2025$577.00 (+10.54%)$7,843 Land $5,103 Building $2,740$78,423 Land $51,028 Building $27,395
2022$522.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimFeb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 42% of Arizona
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Bolt Internet
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20
Verde Valley Internet
Fixed Wireless
100 / 25

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