5230 E Ruby Way, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 5230 E Ruby Way, Cottonwood, AZ 86326

Property Summary

Property Type	Mobile Home
Details	1,272 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Apr 2016)
Tax Bill	$629 (2025)
Flood Zone	Zone X (minimal risk)
APN	`407-20-244U`

Property Details

APN / Parcel Number

Primary APN	`407-20-244U`
Alternative APN	`40720244U1`

Interior

Stories	2 Stories
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	40720244U1
Street Address	5230 E RUBY WAY
City	COTTONWOOD
State	AZ
Zip	86326-6081
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	A REC M&B PTN W2SW4SE4NW4 SE PCL COR APPROX 326.80N & 103.69E O F SW COR SE4NW4 SEC 18-15-4E CONT .26AC 3938/723
Legal Range	04E
Legal Township	15
Legal Section	18
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	3
Census Block	3008
Census Tract	2002

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5230 E RUBY WAY, COTTONWOOD, AZ 86326-6081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Prior Sale	Oct 31, 2003 · Amount on Record
Deed Document Number	201620607
Prior Transfer Date	Feb 28, 2003
Prior Transfer Doc	0003561043
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Elementary School District	Cottonwood-Oak Creek Elementary District (PK - 08)
Secondary School District	Mingus Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$75,836 (-4.42%) Land $44,264 Building $31,572
2025	$629.00 (+10.74%)	$7,935 Land $4,669 Building $3,266	$79,345 Land $46,686 Building $32,659
2022	$568.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Bolt Internet Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Verde Valley Internet Fixed Wireless	100 / 25