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535 Grace St, Elgin, IL 60120 Property Records

Kane County property record for 535 Grace St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,316 sqft · built 1881
Lot Size0.233 acres (10,164 sqft)
OwnerCompany Name on File
Last Sale$103,000 (Feb 2021)
Tax Bill$5,488 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-252-007

Property Details

APN / Parcel Number

Primary APN06-24-252-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,316 sqft Living Area
Gross Area1,860 sqft
Basement Area544 sqft

Exterior

Year BuiltBuilt 1881
Effective Year BuiltEffective 1881
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area10,164 sqft (0.233 acres)
Lot Dimensions154 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address535 GRACE ST
CityELGIN
StateIL
Zip60120-7836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS ADDN LOT 11 BLOCK 1
Legal SubdivisionGROTE&WALDRONS ADDN
Legal Block1
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5005
Census Tract851400

Owner

Source: Kane County records · APN 06-24-252-007

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address427 SOUTH AVE, AURORA, IL 60505-4721
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2021Deed of Trust, Mortgage · Commercial Mortgage
KIAVI FUNDING INC
Feb 02, 2021Deed, Transfer · Commercial Mortgage
RIVERBEND FUNDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2021 · Amount on Record
Deed SaleFeb 02, 2021 · Amount on Record
Prior SaleNov 27, 2007 · Amount on Record
Deed Document Number20218865
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address535 GRACE ST, ELGIN, IL 60120-7836
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090377
DateDec 03, 2021
Instrument2021K090377
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateFeb 02, 2021
Property Address535 GRACE ST, ELGIN, IL 60120-7836
Document Number0000008865
Instrument DateJan 21, 2021
Instrument2021K008865
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$103.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 SOUTH AVE, AURORA, IL 60505-4721
InvestorPossibly a Property Investor

Mortgage

Document Number0000008866
DateFeb 02, 2021
Instrument2021K008866
Lender
NameRIVERBEND FUNDING LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,488.00 (+3.49%)$71,943 (+8.57%) Land $16,646 Building $55,297$215,915 (+8.57%) Land $49,958 Building $165,957
2024$5,303.00 (+12.04%)$66,264 (+21.39%) Land $15,332 Building $50,932$198,872 (+21.44%) Land $46,014 Building $152,857
2022$4,733.00 (+17.82%)$54,586 (+6.96%) Land $12,630 Building $41,956$163,758 (+6.96%) Land $37,890 Building $125,868
2021$4,017.00 Homeowner's exemption$51,034 Land $11,808 Building $39,226$153,102 Land $35,424 Building $117,678

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Based on FCC filings for 585 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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