531 Grace St, Elgin, IL 60120 Property Records

Kane County property record for 531 Grace St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,326 sqft · built 1866
Lot Size0.112 acres (4,884 sqft)
Owner2 Company Names on Record
Last Sale$117,000 (Apr 1998)
Tax Bill$5,207 (2025)
Deeds & MortgagesJun 2026 Foreclosure
Flood ZoneZone X (minimal risk)
APN06-24-252-006

Property Details

APN / Parcel Number

Primary APN06-24-252-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories5 Stories
Building Area1,326 sqft Living Area
Gross Area2,210 sqft
Basement Area884 sqft

Exterior

Year BuiltBuilt 1866
Effective Year BuiltEffective 1866
Construction TypeFrame
Lot Area4,884 sqft (0.112 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address531 GRACE ST
CityELGIN
StateIL
Zip60120-7836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS ADDN SOUTH 1/2 OF LOT 10 BLOCK 1
Legal SubdivisionGROTE&WALDRONS ADDN
Legal Block1
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5005
Census Tract851400

Owner

Source: Kane County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address55 BEATTIE PL, 300, GREENVILLE, SC 29601-2127
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 1998 · Amount on Record
Deed SaleApr 15, 1998 · Amount on Record
Prior SaleJun 26, 1997 · Amount on Record
Deed Document Number199830889
Last Transfer DateFeb 3, 2026
Transfer Doc0000025874
Record UpdatedOct 29, 2026

June 2026: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionKANE IL
Recording DateJun 22, 2026
Property Address531 GRACE ST, ELGIN, IL 60120-7836
Document Number0000025874
Instrument DateFeb 3, 2026
Instrument202625874
Transaction TypeForeclosure
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,207.00 (+3.5%)$68,261 (+8.57%) Land $10,604 Building $57,657$204,865 (+8.57%) Land $31,825 Building $173,040
2024$5,031.00 (+12.02%)$62,873 (+21.39%) Land $9,767 Building $53,106$188,694 (+21.44%) Land $29,313 Building $159,382
2022$4,491.00 (+3.96%)$51,793 (+6.96%) Land $8,046 Building $43,747$155,379 (+6.96%) Land $24,138 Building $131,241
2021$4,320.00$48,422 Land $7,522 Building $40,900$145,266 Land $22,566 Building $122,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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