Kane County property record for 530 Grace St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,329 sqft · built 1889 |
| Lot Size | 0.241 acres (10,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Dec 2005) |
| Tax Bill | $5,270 (2025) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-251-024 |
| Primary APN | 06-24-251-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,329 sqft Living Area |
| Gross Area | 2,049 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,494 sqft (0.241 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 530 GRACE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS ADDN LOT 12 BLOCK 2 |
| Legal Subdivision | GROTE&WALDRONS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 851400 |
530 Grace St is owned and occupied by two individuals who bought it in December 2005.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 530 GRACE ST, ELGIN, IL 60120-7837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2005 · Amount on File |
| Deed Sale | Dec 23, 2005 · Amount on File |
| Prior Sale | Jun 12, 1995 · Amount on File |
| Deed Document Number | 2005152664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 530 GRACE ST, ELGIN, IL 60120-7837 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 530 GRACE ST, ELGIN, IL 60120-7837 |
| Document Number | 0000015174 |
|---|---|
| Date | May 7, 2024 |
| Instrument | 2024K015174 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2039 |
The 2025 property tax bill for 530 Grace St was $5,270 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,270.00 Homeowner's exemption | $77,088 (+8.57%) Land $16,625 Building $60,463 | $231,357 (+8.57%) Land $49,895 Building $181,462 |
| 2024 | $71,003 Land $15,313 Building $55,690 | $213,094 Land $45,957 Building $167,137 | |
| 2022 | $4,551.00 (+4.79%) Homeowner's exemption | $58,490 (+6.96%) Land $12,614 Building $45,876 | $175,470 (+6.96%) Land $37,842 Building $137,628 |
| 2021 | $4,343.00 Homeowner's exemption | $54,684 Land $11,793 Building $42,891 | $164,052 Land $35,379 Building $128,673 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 530 Grace St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 530 Grace St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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