St. Louis County property record for 5186 Lester River Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 1,861 sqft · built 1959 |
| Lot Size | 2.91 acres (126,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Nov 2005) |
| Tax Bill | $4,854 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0010-06592 |
| Primary APN | 415-0010-06592 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,861 sqft Gross Area |
| 1st Floor Area | 1,861 sqft |
| Basement Area | 930 sqft |
| Finished Basement | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 126,760 sqft (2.91 acres) |
| Garage Area | 672 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 125 sqft |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 793077 |
|---|---|
| Street Address | 5186 LESTER RIVER RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF NW 1/4 OF SW 1/4 BEG AT NWCORNER OF SAID FORTY THENCE ELY 50637/100 FT THENCE SWLY 254 66/100 FTTHENCE WLY 458 58/100 |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 22 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 200 |
Source: St. Louis County records · APN 415-0010-06592
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5186 LESTER RIVER RD, DULUTH, MN 55804-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVERWOOD BANK |
| Feb 22, 2019 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2005 · Amount on Record |
| Deed Sale | Nov 09, 2005 · Amount on Record |
| Deed Document Number | 2005808393 |
| Prior Transfer Date | Mar 29, 2005 |
| Prior Transfer Doc | 0000795337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5186 LESTER RIVER RD, DULUTH, MN 55804-3016 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001036242 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 1036242 |
| Name | RIVERWOOD BANK |
|---|---|
| Type | Bank |
| Address | MORRIS, MN 56267 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5186 LESTER RIVER RD, DULUTH, MN 55804-3016 |
| Document Number | 00T1011008 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5186 LESTER RIVER RD DULUTH MN 558043016, DULUTH, MN 55804-3016 |
| Document Number | 00T1011008 |
|---|---|
| Date | May 31, 2019 |
| Instrument | T1011008 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 30, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,854.00 (+6.68%) Homeowner's exemption | ||
| 2025 | $4,550.00 (+2.85%) Homeowner's exemption | $439,100 (+7.99%) Land $64,200 Building $374,900 | $439,100 (+7.99%) Land $64,200 Building $374,900 |
| 2024 | $4,424.00 | $406,600 (+3.72%) Land $59,600 Building $347,000 | $406,600 (+3.72%) Land $59,600 Building $347,000 |
| 2022 | $392,000 Land $57,000 Building $335,000 | $392,000 Land $57,000 Building $335,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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