5345 Saddleback Ct, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 5345 Saddleback Ct, Richmond, CA 94803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,137 sqft · built 1990
Lot Size	0.202 acres (8,785 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Mar 2003)
Tax Bill	$13,509 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`432-210-040-7`

Property Details

APN / Parcel Number

Primary APN	`432-210-040-7`
Alternative APN	`432-210-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,137 sqft Living Area
1st Floor Area	1,810 sqft
2nd Floor Area	1,327 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cluster
Lot Area	8,785 sqft (0.202 acres)
Garage Type	Attached
Garage Area	683 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5345 SADDLEBACK CT
City	EL SOBRANTE
State	CA
Zip	94803-3879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	T6673 L104
Legal Subdivision	CARRIAGE HILLS
Legal Tract	6673
Legal Lot Number	104
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	BRIONES
Census Block Group	1
Census Block	1110
Census Tract	356002

Owner

5345 Saddleback Ct is owned and occupied by an individual who acquired it in February 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5345 SADDLEBACK CT, EL SOBRANTE, CA 94803-3879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2003 · Amount on File
Deed Sale	Mar 24, 2003 · Amount on File
Deed Document Number	2003132029
Last Transfer Date	Feb 4, 2021
Transfer Doc	0000040332
Record Updated	Oct 29, 2026

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 10, 2021
Property Address	5345 SADDLEBACK CT, RICHMOND, CA 94803-3879
Document Number	0000040332
Map Reference	MB 327 PG 10
Instrument Date	Feb 4, 2021
Instrument	2021-040332
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 SADDLEBACK COURT, RICHMOND, CA 94803
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040333
Date	Feb 10, 2021
Instrument	2021-040333

Lender

Name	1ST UNITED SERVICES CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5345 Saddleback Ct was $13,509 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$878,967 (+2%) Land $300,615 Building $578,352
2025	$13,509.00 Homeowner's exemption	$861,733 Land $294,721 Building $567,012
2023	$12,933.00 (+1.34%) Homeowner's exemption	$828,274 Land $283,278 Building $544,996
2022	$12,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5345 Saddleback Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5345 Saddleback Ct is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Unwired.

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