5322 Saddleback Ct, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 5322 Saddleback Ct, Richmond, CA 94803

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,498 sqft · built 1990
Lot Size0.213 acres (9,280 sqft)
Owner2 Individual Names on Record
Last Sale$269,000 (Oct 1997)
Tax Bill$7,406 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN432-210-048

Property Details

APN / Parcel Number

Primary APN432-210-048
Alternative APN
  • 432-210-048-0

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area2,498 sqft Living Area
Gross Area3,118 sqft
1st Floor Area2,498 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialTile
Lot Area9,280 sqft (0.213 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5322 SADDLEBACK CT
CityEL SOBRANTE
StateCA
Zip94803-3878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT6673 L112
Legal SubdivisionTRACT 6673
Legal Tract6673
Legal Lot Number112
JurisdictionCONTRA COSTA CA
Township / Civil DivisionBRIONES
Census Block Group1
Census Block1110
Census Tract356002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5322 SADDLEBACK CT, EL SOBRANTE, CA 94803-3878
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 1997 · Amount on Record
Deed SaleOct 17, 1997 · Amount on Record
Deed Document Number1997201799
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5322 SADDLEBACK CT, RICHMOND, CA 94803-3878
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5322 SADDLEBACK CT, RICHMOND, CA 94803-3878

Mortgage

Document Number0000069157
DateMar 8, 2021
Instrument2021-069157
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 1, 2031

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$438,088 (+2%) Land $119,203 Building $318,885
2025$7,406.00 (+4.52%)$429,499 (+4.04%) Land $116,866 Building $312,633
2023$7,086.00 (+1.49%)$412,823 Land $112,329 Building $300,494
2022$6,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Unwired.

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