5342 Crystyl Ranch Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5342 Crystyl Ranch Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,168 sqft · built 1997
Lot Size	0.265 acres (11,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Aug 2020)
Tax Bill	$11,805 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-340-009-4`

Property Details

APN / Parcel Number

Primary APN	`121-340-009-4`
Alternative APN	`121-340-009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,168 sqft Living Area
1st Floor Area	1,641 sqft
2nd Floor Area	1,527 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Cluster
Lot Area	11,562 sqft (0.265 acres)
Garage Type	Attached
Garage Area	751 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5342 CRYSTYL RANCH DR
City	CONCORD
State	CA
Zip	94521-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7815 L87
Legal Subdivision	CRYSTAL RANCH
Legal Tract	7815
Legal Lot Number	87
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	355309

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5342 CRYSTYL RANCH DR, CONCORD, CA 94521-5417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage USE CU
Aug 13, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Jun 11, 2004 · Amount on Record
Deed Document Number	2020170302
Prior Transfer Date	Jun 7, 2004
Prior Transfer Doc	0000223018
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5342 CRYSTYL RANCH DR, CONCORD, CA 94521-5417
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5342 CRYSTYL RANCH DR, CONCORD, CA 94521-5417

Mortgage

Document Number	0000088986
Date	May 25, 2022
Instrument	2022-088986

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5342 CRYSTYL RANCH DR, CONCORD, CA 94521-5417
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5342 CRYSTYL RANCH DR, CONCORD, CA 94521-5417

Mortgage

Document Number	0000335742
Date	Dec 10, 2021
Instrument	2021-335742

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 9, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5342 CRYSTYL RANCH DR, CONCORD, CA 94521-5417
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5342 CRYSTYL RANCH DR, CONCORD, CA 94521-5417

Mortgage

Document Number	0000040754
Date	Mar 7, 2022
Instrument	2022-040754

Lender

Name	USE CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 13, 2020
Property Address	5342 CRYSTYL RANCH DR, CONCORD, CA 94521-5417
Document Number	0000170302
Instrument Date	Aug 11, 2020
Instrument	2020-170302
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5342 CRYSTYL RANCH DR, CONCORD, CA 94521-5417

Mortgage

Document Number	0000170303
Date	Aug 13, 2020
Instrument	2020-170303

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,004,711 (+2%) Land $552,040 Building $452,671
2025	$11,805.00 (+4.35%) Homeowner's exemption	$985,012 (+4.04%) Land $541,216 Building $443,796
2023	$11,313.00 (+1.21%) Homeowner's exemption	$946,764 Land $520,200 Building $426,564
2022	$11,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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