Polk County property record for 5340 Howard Gap Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1945 |
| Lot Size | 3.78 acres (164,657 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $374 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | P23-29 |
| Primary APN | P23-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,400 sqft Finished Area |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Metal |
| Lot Area | 164,657 sqft (3.78 acres) |
| Cooling System | None |
|---|
| Account Number | 52363 |
|---|---|
| Street Address | 5340 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT TWO, P23 MAP P23 |
| Legal Subdivision | MAP P23 |
| Legal Tract | 2 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 920303 |
Source: Polk County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 385 OLD SALUDA DR, SALUDA, NC 28773-4516 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2011 |
| Deed Sale | Aug 17, 2011 |
| Deed Document Number | 0000382237 |
| Prior Transfer Date | Aug 17, 2010 |
| Prior Transfer Doc | 0003820237 |
| Record Updated | Jun 8, 2026 |
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $374.00 (+44.4%) | $64,309 (+72.06%) Land $54,460 Building $9,849 | $64,309 (+72.06%) Land $54,460 Building $9,849 |
| 2023 | $259.00 | $37,376 Land $30,120 Building $7,256 | |
| 2021 | $37,376 Land $30,120 Building $7,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures