Polk County property record for 5346 Howard Gap Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Lot Size | 6.47 acres (281,833 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $930 (2025) |
| Deeds & Mortgages | Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P23-153 |
| Primary APN | P23-153 |
|---|---|
| Alternative APN |
|
| Lot Area | 281,833 sqft (6.47 acres) |
|---|
| Account Number | 55249 |
|---|---|
| Street Address | 5346 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9865 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 5.47 ACRES, P23 MAP P23 |
| Legal Subdivision | MAP P23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 920303 |
Source: Polk County records, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 5346 HOWARD GAP RD, SALUDA, NC 28773-9865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2001 |
| Deed Sale | May 23, 2001 |
| Deed Book / Page | 201 / 1160 |
| Last Transfer Date | Aug 14, 2017 |
| Transfer Doc | 00428/0742 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 17, 2017 |
| Property Address | 5346 HOWARD GAP RD, SALUDA, NC 28773-9865 |
| Document Number | 00428/0742 |
| Book / Page | 428 / 0742 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 004657580003 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 739 N MAIN ST, HENDERSONVILLE, NC 28792-5079 |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $930.00 (+38.19%) | $159,628 (+64.58%) Land $43,974 Building $115,654 | $159,628 (+64.58%) Land $43,974 Building $115,654 |
| 2023 | $673.00 | $96,992 Land $22,128 Building $74,864 | |
| 2021 | $96,992 Land $22,128 Building $74,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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