Polk County property record for 5165 Howard Gap Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1925 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Company Name on File |
| Tax Bill | $139 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | P23-126 |
| Primary APN | P23-126 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,056 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Logs |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 22,216 sqft (0.51 acres) |
| Account Number | 11076 |
|---|---|
| Street Address | 5165 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P23, P23 MAP P23 |
| Legal Subdivision | MAP P23 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
Source: Polk County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 240 3RD AVE W, HENDERSONVILLE, NC 28739-4308 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0003471869 |
| Record Updated | Jun 8, 2026 |
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139.00 (+87.84%) | $23,928 (+121.76%) Land $17,850 Building $6,078 | $23,928 (+121.76%) Land $17,850 Building $6,078 |
| 2023 | $74.00 | $10,790 Land $7,650 Building $3,140 | |
| 2021 | $10,790 Land $7,650 Building $3,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wilkes Telephone Membership Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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