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534 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 534 Symphony Way, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,194 sqft · built 2007
Lot Size0.347 acres (15,145 sqft)
OwnerCompany Name on File
Last Sale$455,000 (Jul 2024)
Tax Bill$4,599 (2024)
Deeds & MortgagesJul 2024 Sale
Jul 2024 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN16-1S-19-23020-000-0710

Property Details

APN / Parcel Number

Primary APN16-1S-19-23020-000-0710
Alternative APN
  • 1025885

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,194 sqft Living Area
Gross Area2,813 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2007
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,145 sqft (0.347 acres)
Garage TypeFinished
Garage Area440 sqft
PorchPorch
Porch Area179 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1025885
Street Address534 SYMPHONY WAY
CityFREEPORT
StateFL
Zip32439-2489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHAMBAY
Legal DescriptionLOT 71 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2715-4455 OR 2782-254 OR 2907-3868 OR 2912-4972 OR 3203-4039 OR 3281-412 OR
Legal Range19W
Legal Township01S
Legal Section16
Legal SubdivisionSYMPHONY AT HAMMOCK BAY
Legal Lot Number71
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2004
Census Tract950502

Owner

Source: Walton County records · APN 16-1S-19-23020-000-0710

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3409 RAVENWOOD LN, MIRAMAR BEACH, FL 32550-7892
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 26, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 21, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jun 22, 2021Warranty Deed, Transfer · Conventional Mortgage
PROGRESS BANK & TRUST
Mar 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
BEACH COMMUNITY MORTGAGE SERVICES INC
Mar 17, 2020Warranty Deed, Transfer
SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2024 · Amount on Record
Deed SaleJul 26, 2024 · Amount on Record
Prior SaleFeb 21, 2023 · Amount on Record
Deed Document Number0033313959
Deed Book / Page3331 / 3959
Record UpdatedJun 08, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 26, 2024
Property Address534 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number0033313959
Book / Page3331 / 3959
Map ReferenceMB 17 PG 27
Instrument DateJul 26, 2024
Instrument20240026494
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4429 AMBER LAKE CV, NICEVILLE, FL 32578-4819

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 RAVENWOOD LN, MIRAMAR BEACH, FL 32550-7892

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 26, 2024
Property Address534 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number0033313959
Book / Page3331 / 3959
Map ReferenceMB 17 PG 27
Instrument DateJul 26, 2024
Instrument20240026494
Transaction TypeTransfer
Record UpdatedJan 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4429 AMBER LAKE CV, NICEVILLE, FL 32578-4819

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 RAVENWOOD LN, MIRAMAR BEACH, FL 32550-7892

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 21, 2023
Property Address534 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number0032810412
Book / Page3281 / 412
Map ReferenceMB 17 PG 27
Instrument DateFeb 16, 2023
Instrument20230005887
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address307 COASTAL BREEZE DR, FREEPORT, FL 32439-6285

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 SYMPHONY WAY, FREEPORT, FL 32439-2489

Mortgage

Document Number0003281414
DateFeb 21, 2023
Instrument3281/414
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 22, 2021
Property Address534 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number0032034039
Book / Page3203 / 4039
Map ReferenceMB 17 PG 27
Instrument DateJun 18, 2021
Instrument20210031456
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,919.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address205 HAMMOCK TRL E APT E105, E105, FREEPORT, FL 32439-7666

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 SYMPHONY WAY, FREEPORT, FL 32439-2489

Mortgage

Document Number0032034041
DateJun 22, 2021
Instrument3203/4041
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address534 SYMPHONY WAY, FREEPORT, FL 32439-2489
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031352885
DateMar 05, 2020
Book Page3135/2885
Instrument20200008203
Lender
NameBEACH COMMUNITY MORTGAGE SERVICES INC
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 17, 2020
Property Address534 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number0031363795
Book / Page003136 / 003795
Instrument DateMar 12, 2020
Instrument9666
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address534 SYMPHONY WAY FREEPORT FL 324392489, FREEPORT, FL 32439-2489

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$351,204 (-8.19%) Land $80,750 Building $270,454$351,204 (-8.19%) Land $80,750 Building $270,454
2024$4,599.00 (-21.45%)
2023$5,855.00 (+25.94%)$382,552 (+13.27%) Land $80,750 Building $301,802$382,552 (+13.27%) Land $80,750 Building $301,802
2022$4,649.00 Homeowner's exemption$337,734 Land $64,102 Building $273,632$337,734 Land $64,102 Building $273,632

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		1,000 / 1,000
Wildstar Networks
Fixed Wireless		200 / 50

Based on FCC filings for 88 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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