510 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 510 Symphony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 2008
Lot Size	0.255 acres (11,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,500 (Apr 2022)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Dec 2024 Transfer Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23020-000-0730`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23020-000-0730`
Alternative APNs	`16-119-23020-000-0730` `1025887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,878 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Hardboard
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	11,102 sqft (0.255 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Patio
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 SYMPHONY WAY
City	FREEPORT
State	FL
Zip	32439-2489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 73 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2715-4455 OR 2793-2477 OR 2926-701 OR 3179-708 OR 3200-1685 OR 3249-534 OR 3344-4026
Legal Range	019
Legal Township	01S
Legal Section	16
Legal Subdivision	HAMMOCK BAY
Legal Block	7
Legal Lot Number	73
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

Source: Walton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	202218999
Deed Book / Page	3249 / 534
Last Transfer Date	Dec 17, 2024
Transfer Doc	0033444026
Record Updated	Oct 29, 2026

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 17, 2024
Property Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number	0033444026
Book / Page	3344 / 4026
Map Reference	MB 17 PG 27
Instrument Date	Dec 17, 2024
Instrument	20240043584
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 21, 2022
Property Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number	0032490534
Book / Page	3249 / 534
Map Reference	MB 17 PG 27
Instrument Date	Apr 20, 2022
Instrument	20220018999
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,216.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 DRIFTWOOD RD # BAY44D, BAY44D, MIRAMAR BEACH, FL 32550-3878

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489

Mortgage

Document Number	0003249535
Date	Apr 21, 2022
Instrument	3249/535

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 28, 2021
Property Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number	0032001685
Book / Page	3200 / 1685
Map Reference	MB 17 PG 27
Instrument Date	May 28, 2021
Instrument	20210027168
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,653.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 W EDGEWATER DR, FREEPORT, FL 32439-6110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489

Mortgage

Document Number	0032001688
Date	May 28, 2021
Instrument	3200/1688

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 19, 2021
Property Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number	0031790708
Book / Page	3179 / 708
Map Reference	MB 17 PG 27
Instrument Date	Jan 15, 2021
Instrument	20210002490
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 BIG OAK LN, 77, SANTA ROSA BEACH, FL 32459-7833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 W EDGEWATER DR, FREEPORT, FL 32439-6110

Mortgage

Document Number	3179710
Date	Jan 19, 2021
Instrument	3179/710

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 19, 2021
Property Address	510 SYMPHONY WAY, FREEPORT, FL 32439-2489
Document Number	0031790708
Book / Page	3179 / 708
Map Reference	MB 17 PG 27
Instrument Date	Jan 15, 2021
Instrument	20210002490
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 BIG OAK LN, SANTA ROSA BEACH, FL 32459-7833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 W EDGEWATER DR, FREEPORT, FL 32439-6110

Mortgage

Document Number	0003179710
Date	Jan 19, 2021
Instrument	3179/710

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00 (-0.7%)	$318,837 (-12.6%)	$329,801 (-9.6%) Land $80,750 Building $249,051
2024	$4,407.00 (-13.2%)
2023	$5,077.00 (+2.88%) Homeowner's exemption	$364,804 (+14.48%) Land $80,750 Building $284,054	$364,804 (+14.48%) Land $80,750 Building $284,054
2022	$4,935.00	$318,656 Land $64,102 Building $254,554	$318,656 Land $64,102 Building $254,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Symphony Way

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