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640 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 640 Symphony Way, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,951 sqft · built 2011
Lot Size0.336 acres (14,638 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Nov 2017)
Tax Bill$5,714 (2024)
Flood ZoneZone X (minimal risk)
APN16-1S-19-23020-000-1800

Property Details

APN / Parcel Number

Primary APN16-1S-19-23020-000-1800
Alternative APN
  • 1025994

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,951 sqft Living Area
Gross Area3,752 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2011
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,638 sqft (0.336 acres)
Garage TypeFinished
Garage Area480 sqft
PorchPorch
Porch Area321 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1025994
Street Address640 SYMPHONY WAY
CityFREEPORT
StateFL
Zip32439-2490
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 180 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2851-4874 OR 2869-1981 OR 3057-2752
Legal Range19W
Legal Township01S
Legal Section16
Legal SubdivisionSYMPHONY AT HAMMOCK BAY
Legal Lot Number180
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2004
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address640 SYMPHONY WAY, FREEPORT, FL 32439-2490
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2017 · Amount on Record
Deed SaleNov 15, 2017 · Amount on Record
Prior SaleJul 7, 2011 · Amount on Record
Deed Document Number0030572752
Deed Book / Page3057 / 2752
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$565,422 (+12.98%) Land $80,750 Building $484,672$565,422 (+12.98%) Land $80,750 Building $484,672
2024$5,714.00 (+37.95%)
2023$4,142.00 (+4.28%) Homeowner's exemption$500,470 (+13.82%) Land $80,750 Building $419,720$500,470 (+13.82%) Land $80,750 Building $419,720
2022$3,972.00 Homeowner's exemption$439,689 Land $64,102 Building $375,587$439,689 Land $64,102 Building $375,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		1,000 / 1,000
Wildstar Networks
Fixed Wireless		200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Symphony Way

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