534 Stone Ave, Covington, TN 38019 Property Records

Tipton County property record for 534 Stone Ave, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,584 sqft · built 1900
Lot Size	0.462 acres (20,125 sqft)
Owner	Owner Name on Record
Last Sale	$35,000 (Apr 1999)
Tax Bill	$547 (2022)
Deeds & Mortgages	Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`084041B E 02000`

Property Details

APN / Parcel Number

Primary APN	`084041B E 02000`
Alternative APN	`041B E 02000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,125 sqft (0.462 acres)
Lot Dimensions	175 ft deep x 115 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	534 STONE AVE
City	COVINGTON
State	TN
Zip	38019-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C42
Legal Subdivision	WO SMITH PROP
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1016
Census Tract	40700

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	315 N HIGH ST, COVINGTON, TN 38019-2318

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 1999 · Amount on Record
Deed Sale	Apr 5, 1999 · Amount on Record
Deed Document Number	0000862531
Deed Book / Page	862 / 531
Record Updated	Jun 8, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	534 STONE AVE, COVINGTON, TN 38019-2352
Document Number	1744340
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 N HIGH ST COVINGTON TN 380192318, COVINGTON, TN 38019-2318

Mortgage

Document Number	1744340
Date	Dec 27, 2017
Book Page	001744/000340
Instrument	210089

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Term	60 Months
Due	Dec 26, 2022

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,650 (-) Land $6,150 Building $17,500
2023		$23,650 Land $6,150 Building $17,500
2022	$547.00
2020			$94,600 Land $24,600 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1988–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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