515 Stone Ave, Covington, TN 38019 Property Records

Tipton County property record for 515 Stone Ave, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 1947
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on Record
Last Sale	$1,775,000 (Jun 2024)
Tax Bill	$434 (2022)
Deeds & Mortgages	Apr 2022 Sale & Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084041B E 01700`

Property Details

APN / Parcel Number

Primary APN	`084041B E 01700`
Alternative APN	`041B E 01700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1960
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	100 ft deep x 66 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	515 STONE AVE
City	COVINGTON
State	TN
Zip	38019-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C42
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1024
Census Tract	40700

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1364 MUNFORD AVE, MUNFORD, TN 38058-6738
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Warranty Deed, Transfer · Line of Credit THE BANK OF FAYETTE COUNTY
Mar 21, 2019	Deed of Trust, Mortgage PATRIOT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Oct 4, 2007 · Amount on Record
Deed Document Number	2024275525
Deed Book / Page	2043 / 325
Transfer Doc	1007734
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 1, 2022
Property Address	515 STONE AVE, COVINGTON, TN 38019-2351
Document Number	0000195332
Book / Page	1953 / 32
Instrument Date	Mar 31, 2022
Instrument	255593
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 561, BRIGHTON, TN 38011-0561

Mortgage

Document Number	0000255594
Date	Apr 1, 2022
Instrument	255594

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	515 STONE AVE, COVINGTON, TN 38019-2351
Document Number	1792411
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	1500 PINECREST ST COVINGTON TN 380193216, COVINGTON, TN 38019-3216

Mortgage

Document Number	1792411
Date	Mar 25, 2019
Book Page	001792/000411
Instrument	221672

Lender

Name	PATRIOT BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 24, 2024

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,850 (-) Land $3,000 Building $15,850
2023		$18,850 Land $3,000 Building $15,850
2022	$434.00
2020			$75,400 Land $12,000 Building $63,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1988–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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