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516 Stone Ave, Covington, TN 38019 Property Records

Tipton County property record for 516 Stone Ave, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,640 sqft · built 1958
Lot Size0.298 acres (12,975 sqft)
Owner2 Individual Names on File
Tax Bill$674 (2022)
Deeds & MortgagesJan 2024 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN084041B E 01800

Property Details

APN / Parcel Number

Primary APN084041B E 01800
Alternative APN
  • 041B E 01800

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,640 sqft Living Area
1st Floor Area1,640 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,975 sqft (0.298 acres)
Lot Dimensions173 ft deep x 75 ft wide
TerrainRolling
Garage TypeDetached
Garage Area338 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area44 sqft
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address516 STONE AVE
CityCOVINGTON
StateTN
Zip38019-2352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C42
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group1
Census Block1016
Census Tract40700

Owner

Source: Tipton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address516 STONE AVE, COVINGTON, TN 38019-2352
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2024Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC
May 21, 2018Deed of Trust, Mortgage · VA Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2025
Deed SaleJun 18, 2025
Prior SaleNov 5, 2002 · Amount on Record
Deed Document Number2025284100
Deed Book / Page2084 / 491
Prior Transfer DateJun 9, 2025
Prior Transfer Doc0002084491
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address516 STONE AVE, COVINGTON, TN 38019-2352
Transaction TypeMortgage
Record UpdatedJan 23, 2024
Title CompanyCMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 STONE AVE, COVINGTON, TN 38019-2352

Mortgage

Document Number0002025636
DateJan 9, 2024
Book Page2025/636
Instrument271685
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address516 STONE AVE, COVINGTON, TN 38019-2352
Document Number1761618
Instrument DateMay 21, 2018
Transaction TypeMortgage
Record UpdatedJun 18, 2018
Title CompanyAMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address516 STONE AVE COVINGTON TN 380192352, COVINGTON, TN 38019-2352

Mortgage

Document Number1761618
DateMay 31, 2018
Book Page001761/000618
Instrument214164
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueMay 30, 2033

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,425 (-) Land $4,050 Building $29,375
2023$33,425 Land $4,050 Building $29,375
2022$674.00
2020$133,700 Land $16,200 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims12 (1988–2025)
Claims Outside the SFHA1 of 12
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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