534 Reef Rd, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 534 Reef Rd, Waldoboro, ME 04572

Property Summary

Property Type	Commercial
Details	2 bd · 2 ba · 1,326 sqft · built 2020
Lot Size	55 acres (2,398,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,000 (Mar 2025)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Aug 2023 Refinance Mar 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`WALB M:R18 L:62`

Property Details

APN / Parcel Number

Primary APN	`WALB M:R18 L:62`
Alternative APN	`2027`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,326 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Construction Type	Concrete
Lot Area	2,398,414 sqft (55 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2027
Street Address	534 REEF RD
City	WALDOBORO
State	ME
Zip	04572-5662
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RURAL
Legal Lot Number	62
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	1
Census Block	1016
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Waldoboro Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 HEMLOCK LN, PITTSTON, ME 04345-3722
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Mar 17, 2023	Warranty Deed, Transfer
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit BROUGHMAN BUILDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Feb 24, 2025 · Amount on Record
Deed Book / Page	6196 / 171
Prior Transfer Date	Mar 7, 2025
Prior Transfer Doc	0061960171
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	534 REEF RD, WALDOBORO, ME 04572-5662
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060280025
Date	Aug 21, 2023
Book Page	6028/25
Instrument	98970

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALDOBORO ME
Recording Date	Mar 17, 2023
Property Address	534 REEF RD, WALDOBORO, ME 04572-5662
Document Number	0059830064
Book / Page	5983 / 64
Instrument Date	Mar 17, 2023
Instrument	95142
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	110 FOOTHILL DR, PAINTED POST, NY 14870-9109
Investor	Possibly a Property Investor

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	534 REEF RD, WALDOBORO, ME 04572-5662
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056660044
Date	Feb 19, 2021
Book Page	5666/44
Instrument	71350

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	534 REEF RD, WALDOBORO, ME 04572-5662
Document Number	0055350312
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 REEF RD WALDOBORO ME 04572, WALDOBORO, ME 04572

Mortgage

Document Number	0055350312
Date	Jun 19, 2020
Book Page	005535/000312
Instrument	61976

Lender

Name	BROUGHMAN BUILDERS INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County and Waldoboro Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,239.00 (-4.9%)	$354,000 (+8.59%) Land $110,000 Building $244,000
2024	$5,509.00 (+13.19%)	$326,000 (+4.49%) Land $82,000 Building $244,000
2023	$4,867.00 (+14.36%)	$312,000 (+2.63%) Land $82,000 Building $230,000
2022	$4,256.00	$304,000 Land $83,000 Building $221,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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