521 Reef Rd, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 521 Reef Rd, Waldoboro, ME 04572

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,596 sqft · built 2006
Lot Size1.39 acres (60,548 sqft)
OwnerIndividual Name on Record
Last Sale$239,900 (Apr 2021)
Tax Bill$3,759 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNWALB M:R18 L:59A

Property Details

APN / Parcel Number

Primary APNWALB M:R18 L:59A
Alternative APN
  • 1781

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,596 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area60,548 sqft (1.39 acres)
Parking Spaces1 Parking Space
Pool TypeIn-Ground Pool
Deck AreaDeck Area
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1781
Street Address521 REEF RD
CityWALDOBORO
StateME
Zip04572-5662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL
Legal Lot Number59A
JurisdictionWALDOBORO ME
Township / Civil DivisionWALDOBORO
Census Block Group1
Census Block1017
Census Tract975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Waldoboro Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address521 REEF RD, WALDOBORO, ME 04572-5662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2021 · Amount on Record
Deed SaleApr 12, 2021 · Amount on Record
Deed Document Number202173202
Deed Book / Page5692 / 228
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALDOBORO ME
Recording DateApr 12, 2021
Property Address521 REEF RD, WALDOBORO, ME 04572-5662
Document Number0056920228
Book / Page5692 / 228
Instrument DateApr 9, 2021
Instrument73202
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 ROUTE 133, WINTHROP, ME 04364-4021

Mortgage

Document Number73203
DateApr 12, 2021
Instrument73203
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln County and Waldoboro Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyLincoln County
County SubdivisionWaldoboro Town
Unified School DistrictSchool Administrative District 40 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,759.00 (-1.16%)$254,000 (+12.89%) Land $67,000 Building $187,000
2024$3,803.00 (+8.35%)$225,000 (-) Land $38,000 Building $187,000
2023$3,510.00 (+6.23%)$225,000 (-4.66%) Land $38,000 Building $187,000
2022$3,304.00$236,000 Land $38,000 Building $198,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Reef Rd

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