532 Reef Rd, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 532 Reef Rd, Waldoboro, ME 04572

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,240 sqft · built 2022
Lot Size32 acres (1,394,356 sqft)
Owner2 Individual Names on File
Last Sale$399,000 (Mar 2025)
Tax Bill$4,899 (2025)
Deeds & MortgagesMay 2023 Mortgage
Feb 2024 Transfer
Flood ZoneZone X (minimal risk)
APNWALB M:R18 L:62A

Property Details

APN / Parcel Number

Primary APNWALB M:R18 L:62A
Alternative APN
  • 3288

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,240 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Lot Area1,394,356 sqft (32 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number3288
Street Address532 REEF RD
CityWALDOBORO
StateME
Zip04572-5662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL
Legal Lot Number62A
JurisdictionWALDOBORO ME
Township / Civil DivisionWALDOBORO
Census Block Group1
Census Block1016
Census Tract975200

Owner

Source: Lincoln County and Waldoboro Town records · APN WALB M:R18 L:62A

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 HEMLOCK LN, PITTSTON, ME 04345-3722
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · ARM
1ST NATIONAL BANK
Feb 09, 2024Correction Deed

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2025 · Amount on Record
Deed SaleMar 10, 2025 · Amount on Record
Deed Document Number2025112765
Deed Book / Page6196 / 146
Prior Transfer DateFeb 09, 2024
Prior Transfer Doc0060790265
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALDOBORO ME
Property Address532 REEF RD, WALDOBORO, ME 04572-5662
Transaction TypeMortgage
Record UpdatedMay 03, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060010135
DateMay 25, 2023
Book Page6001/135
Instrument96622
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJun 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJun 01, 2029
Index1-Year CMT
Margin3

February 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionWALDOBORO ME
Recording DateFeb 09, 2024
Property Address532 REEF RD, WALDOBORO, ME 04572-5662
Document Number0060790265
Book / Page6079 / 265
Instrument DateFeb 09, 2024
Instrument103119
Record UpdatedMay 03, 2024

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address532 REEF RD, WALDOBORO, ME 04572-5662
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County and Waldoboro Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyLincoln County
County SubdivisionWaldoboro Town
Unified School DistrictSchool Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,899.00 (+8.58%)$331,000 (+23.97%) Land $103,000 Building $228,000
2024$4,512.00$267,000 Land $38,000 Building $229,000
2023$382,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Reef Rd

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