534 Melrose Ct, Elgin, IL 60123 Property Records

Kane County property record for 534 Melrose Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,428 sqft · built 1966
Lot Size	0.195 acres (8,487 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2024)
Tax Bill	$6,815 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-255-011`

Property Details

APN / Parcel Number

Primary APN	`06-22-255-011`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,380 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	8,487 sqft (0.195 acres)
Lot Width	60 ft Width
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	534 MELROSE CT
City	ELGIN
State	IL
Zip	60123-7269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURNIDGES ADDN TO SUNSET PARK LOT 10
Legal Subdivision	BURNIDGES ADDN
Legal Block	3
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3020
Census Tract	854900

Owner

Source: Kane County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 MELROSE CT, ELGIN, IL 60123-7269
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Deed Document Number	20247183
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 5, 2024
Property Address	534 MELROSE CT, ELGIN, IL 60123-7269
Document Number	0000007183
Instrument Date	Feb 23, 2024
Instrument	2024K007183
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	534 MELROSE CT, ELGIN, IL 60123-7269

Mortgage

Document Number	0000007184
Date	Mar 5, 2024
Instrument	2024K007184

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

Mortgage

Document Number	0000007185
Date	Mar 5, 2024
Instrument	2024K007185

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,815.00 (+25.05%)	$97,342 (+8.57%) Land $19,704 Building $77,638	$292,143 (+8.57%) Land $59,136 Building $233,007
2024		$89,659 (+21.39%) Land $18,149 Building $71,510	$269,085 (+21.44%) Land $54,469 Building $214,616
2022	$5,450.00 (+5.23%) Homeowner's exemption	$73,858 (+6.96%) Land $14,950 Building $58,908	$221,574 (+6.96%) Land $44,850 Building $176,724
2021	$5,179.00 Homeowner's exemption	$69,052 Land $13,977 Building $55,075	$207,156 Land $41,931 Building $165,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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