Kane County property record for 514 Melrose Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,428 sqft · built 1966 |
| Lot Size | 0.248 acres (10,802 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $261,000 (Mar 2022) |
| Tax Bill | $7,279 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-255-009 |
| Primary APN | 06-22-255-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,380 sqft |
| Basement Area | 952 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 10,802 sqft (0.248 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 514 MELROSE CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURNIDGES ADDN TO SUNSET PARK LOT 8 |
| Legal Subdivision | BURNIDGES ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 854900 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 514 MELROSE CT, ELGIN, IL 60123-7269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 1, 2019 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2022 · Amount on Record |
| Deed Sale | Mar 3, 2022 · Amount on Record |
| Prior Sale | Dec 2, 2013 · Amount on Record |
| Deed Document Number | 202212155 |
| Prior Transfer Date | Aug 29, 2003 |
| Prior Transfer Doc | 0000177901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 3, 2022 |
| Property Address | 514 MELROSE CT, ELGIN, IL 60123-7269 |
| Document Number | 0000012155 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022K012155 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $261.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 MELROSE CT, 514, ELGIN, IL 60123-7269 |
| Name | Verified Name |
|---|---|
| Address | 514 MELROSE CT, ELGIN, IL 60123-7269 |
| Document Number | 0000012156 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022K012156 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Number | 0000012157 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022K012157 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 514 MELROSE CT, ELGIN, IL 60123-7269 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016994 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019K016994 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,279.00 (+15.85%) Homeowner's exemption | $103,419 (+8.57%) Land $21,109 Building $82,310 | $310,381 (+8.57%) Land $63,352 Building $247,029 |
| 2024 | $95,256 (+21.39%) Land $19,443 Building $75,813 | $285,882 (+21.44%) Land $58,352 Building $227,530 | |
| 2022 | $6,283.00 (+4.56%) Homeowner's exemption | $78,468 (+6.96%) Land $16,016 Building $62,452 | $235,404 (+6.96%) Land $48,048 Building $187,356 |
| 2021 | $6,009.00 Homeowner's exemption | $73,362 Land $14,974 Building $58,388 | $220,086 Land $44,922 Building $175,164 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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