Kane County property record for 524 Melrose Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,221 sqft · built 1966 |
| Lot Size | 0.236 acres (10,283 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Oct 2011) |
| Tax Bill | $6,185 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-255-010 |
| Primary APN | 06-22-255-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,221 sqft Living Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 1,221 sqft |
| Basement Area | 1,221 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,283 sqft (0.236 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 524 MELROSE CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURNIDGES ADDN TO SUNSET PARK LOT 9 |
| Legal Subdivision | BURNIDGES ADDN |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 854900 |
524 Melrose Ct is owned and occupied by an individual who bought it in October 2011.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 MELROSE CT, ELGIN, IL 60123-7269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2011 · Amount on File |
| Deed Sale | Oct 21, 2011 · Amount on File |
| Prior Sale | Sep 17, 2002 · Amount on File |
| Deed Document Number | 201162824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 524 MELROSE CT, ELGIN, IL 60123-7269 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000044201 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021K044201 |
| Name | MIDLAND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 245 Months |
| Due | Nov 1, 2041 |
The 2025 property tax bill for 524 Melrose Ct was $6,185 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,185.00 Homeowner's exemption | $89,075 (+8.57%) Land $21,109 Building $67,966 | $267,332 (+8.57%) Land $63,352 Building $203,980 |
| 2024 | $82,044 Land $19,443 Building $62,601 | $246,230 Land $58,352 Building $187,878 | |
| 2022 | $5,340.00 (+4.69%) Homeowner's exemption | $67,584 (+6.96%) Land $16,016 Building $51,568 | $202,752 (+6.96%) Land $48,048 Building $154,704 |
| 2021 | $5,101.00 Homeowner's exemption | $63,186 Land $14,974 Building $48,212 | $189,558 Land $44,922 Building $144,636 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Melrose Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 524 Melrose Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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