546 Lowell St, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 546 Lowell St, Lexington, MA 02420

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,303 sqft · built 2019
Lot Size	0.336 acres (14,644 sqft)
Owner	Individual Name on File
Last Sale	$1,674,000 (Feb 2020)
Tax Bill	$29,150 (2026)
Deeds & Mortgages	Aug 2019 Refinance Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0061 L:000070`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0061 L:000070`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,303 sqft Living Area
Gross Area	7,502 sqft
1st Floor Area	1,636 sqft
Attic	Attic
Attic Area	1,636 sqft
Basement Area	1,636 sqft
Unfinished Basement	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,644 sqft (0.336 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	546 LOWELL ST
City	LEXINGTON
State	MA
Zip	02420-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Lot Number	70
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1006
Census Tract	358500

Owner

546 Lowell St is owned and occupied by an individual who bought it in February 2020.

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	546 LOWELL ST, LEXINGTON, MA 02420-1919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WALPOLE COOPERATIVE BANK
Feb 14, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UBS BANK USA
Dec 19, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Dec 19, 2018 · Amount on File
Deed Document Number	202022980
Deed Book / Page	74135 / 586
Prior Transfer Date	Feb 13, 2020
Prior Transfer Doc	74135-586
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	546 LOWELL ST, LEXINGTON, MA 02420-1919
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073200-238
Date	Aug 30, 2019
Book Page	73200/238
Instrument	130670

Lender

Name	WALPOLE COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Feb 14, 2020
Property Address	546 LOWELL ST, LEXINGTON, MA 02420-1919
Document Number	074135-586
Book / Page	74135 / 586
Instrument Date	Feb 13, 2020
Instrument	22980
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 LOWELL ST, LEXINGTON, MA 02420-1919

Mortgage

Document Number	0000022981
Date	Feb 14, 2020
Instrument	22981

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2030

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Dec 19, 2018
Property Address	546 LOWELL ST, LEXINGTON, MA 02420-1919
Document Number	72031-259
Book / Page	072031 / 000259
Instrument Date	Dec 19, 2018
Instrument	2760
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Amount	Amount on Record
Tax	$2,758.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	204 CEDAR ST LEXINGTON MA 024216517, LEXINGTON, MA 02421-6517

Tax Assessment & Valuation

The 2026 property tax bill for 546 Lowell St was $29,150, up 5% from the year before.

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,150.00 (+5%)	$2,368,000 (+4.32%) Land $791,000 Building $1,577,000	$2,302,230 (-)
2025	$27,762.00 (+7.46%)	$2,270,000 (+7.63%) Land $753,000 Building $1,517,000	$2,302,230 (+0.89%)
2024	$25,835.00 (+6.79%)	$2,109,000 (+13.33%) Land $718,000 Building $1,391,000	$2,281,900
2023	$24,193.00	$1,861,000 Land $652,000 Building $1,209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 546 Lowell St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2010)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 7 claims Severe Storms And Flooding, Mar 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 Lowell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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