534 Locust St, Reading, PA 19604 Property Records

Berks County property record for 534 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1925
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on File
Last Sale	$35,000 (Sep 2018)
Tax Bill	$793 (2026)
Deeds & Mortgages	Dec 2018 Line of Credit Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`5317-62-13-3312`

Property Details

APN / Parcel Number

Primary APN	`5317-62-13-3312`
Alternative APNs	`11-5317-62-13-3312` `11462200` `462200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,028 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11462200
Street Address	534 LOCUST ST
City	READING
State	PA
Zip	19604-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3005
Census Tract	1500

Owner

534 Locust St is owned by a company that bought it in September 2018.

Source: Berks County records, as of June 9, 2026

Owner of Record	Company Name on File
Mailing Address	11410 LAZARRO LN, RICHMOND, TX 77406-1528
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Sep 24, 2018	Grant Deed, Transfer CONESTOGA TITLE INSURANCE COMPANY, CONESTOGA TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	May 19, 2015 · Amount on File
Deed Document Number	201833184
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	534 LOCUST ST, READING, PA 19604-2731
Document Number	0000003611
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	534 LOCUST ST READING PA 196042731, READING, PA 19604-2731

Mortgage

Document Number	0000003611
Date	Feb 4, 2019
Instrument	3611

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 3, 2034

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Sep 24, 2018
Property Address	534 LOCUST ST, READING, PA 19604-2731
Document Number	0000033184
Instrument Date	Sep 21, 2018
Instrument	33184
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	CONESTOGA TITLE INSURANCE COMPANY, CONESTOGA TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11410 LAZARRO LN RICHMOND TX 774061528, RICHMOND, TX 77406-1528

Tax Assessment & Valuation

The 2026 property tax bill for 534 Locust St was $793, up 4.1% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$793.00 (+4.07%)	$28,100 (-) Land $12,000 Building $16,100	$12,000 (-) Land $12,000
2025	$762.00 (+2.56%)	$28,100 (-) Land $12,000 Building $16,100	$12,000 Land $12,000
2024	$743.00	$28,100 Land $12,000 Building $16,100
1994			$28,100 Land $12,000 Building $16,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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