Berks County property record for 531 Locust St, Reading, PA 19604
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,602 sqft · built 1910 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,900 (Mar 2019) |
| Tax Bill | $378 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-62-13-4342 |
| Primary APN | 5317-62-13-4342 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,602 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11462125 |
|---|---|
| Street Address | 531 LOCUST ST |
| City | READING |
| State | PA |
| Zip | 19604-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 13 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1500 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 12184, READING, PA 19612-2184 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage QNB BANK |
| Mar 7, 2019 | Deed, Transfer · Stand-Alone First Mortgage THE VICTORY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on Record |
| Deed Sale | Mar 7, 2019 · Amount on Record |
| Prior Sale | Mar 19, 2015 · Amount on Record |
| Deed Document Number | 20196819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 531 LOCUST ST, READING, PA 19604-2730 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | STEWART ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1906 RESERVOIR RD, READING, PA 19604-1109 |
| Document Number | 0000027199 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022027199 |
| Name | QNB BANK |
|---|---|
| Type | Bank |
| Address | QUAKERTOWN, PA 18951 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 7, 2019 |
| Property Address | 531 LOCUST ST, READING, PA 19604-2730 |
| Document Number | 0000006819 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 2019006819 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | STEWART ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 12184, READING, PA 19612-2184 |
| Document Number | 0000006820 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 2019006820 |
| Name | THE VICTORY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378.00 (+6.78%) | $13,400 (-) Land $11,600 Building $1,800 | $11,600 (-13.43%) Land $11,600 |
| 2024 | $354.00 | $13,400 Land $11,600 Building $1,800 | |
| 1994 | $13,400 Land $11,600 Building $1,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Frontier, T-Mobile, Verizon.
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