532 Locust St, Reading, PA 19604 Property Records

Berks County property record for 532 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,100 sqft · built 1925
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (May 2022)
Tax Bill	$897 (2026)
Deeds & Mortgages	Sep 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-62-13-3310`

Property Details

APN / Parcel Number

Primary APN	`5317-62-13-3310`
Alternative APNs	`11-5317-62-13-3310` `11462150` `462150`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11462150
Street Address	532 LOCUST ST
City	READING
State	PA
Zip	19604-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3005
Census Tract	1500

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 CENTRE ST, READING, PA 19605-3104
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage US FIRE INSURANCE CO
May 4, 2022	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 9, 2019	Grant Deed, Transfer POWER SETTLEMENT GROUP LLC, POWER SETTLEMENT GRP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Jan 9, 2019 · Amount on Record
Deed Document Number	202218729
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	532 LOCUST ST, READING, PA 19604-2731
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036400
Date	Sep 12, 2022
Instrument	2022036400

Lender

Name	US FIRE INSURANCE CO
Type	Insurance Company
Address	READING, PA 19605

Agreement

Amount	Amount Recorded

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 4, 2022
Property Address	532 LOCUST ST, READING, PA 19604-2731
Document Number	0000018729
Instrument Date	Feb 28, 2022
Instrument	2022018729
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	428 CENTRE ST, READING, PA 19605-3104

Mortgage

Document Number	0000018730
Date	May 4, 2022
Instrument	2022018730

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jan 9, 2019
Property Address	532 LOCUST ST, READING, PA 19604-2731
Document Number	0000000882
Instrument Date	Jan 4, 2019
Instrument	882
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	POWER SETTLEMENT GROUP LLC, POWER SETTLEMENT GRP LLC

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 2ND ST DOUGLASSVILLE PA 195188999, DOUGLASSVILLE, PA 19518-8999

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$897.00 (+6.66%)	$31,800 (-) Land $12,000 Building $19,800	$12,000 (-62.26%) Land $12,000
2024	$841.00	$31,800 Land $12,000 Building $19,800
1994			$31,800 Land $12,000 Building $19,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile USA, Verizon.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures