534 John Pitman Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 534 John Pitman Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,858 sqft · built 2018
Lot Size	0.489 acres (21,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jun 2022)
Tax Bill	$9,802 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T181500078`

Property Details

APN / Parcel Number

Primary APN	`T181500078`
Alternative APN	`3-0106-C569-00-0018.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,158 sqft Living Area
Gross Area	6,402 sqft
1st Floor Area	2,858 sqft
Basement Area	2,851 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,551 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	21,305 sqft (0.489 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T181500078
Street Address	534 JOHN PITMAN DR
City	SAINT CHARLES
State	MO
Zip	63304-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY AT PATRIOTS RIDGE LOT 18
Legal Subdivision	LEGACY AT PATRIOTS RIDGE
Legal Lot Number	18
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3003
Census Tract	311124

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	534 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESITE MORTGAGE LLC
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESITE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	202235680
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	534 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	SYNERGY TITLE, SYNERGY TITLE OF MO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197

Mortgage

Document Number	0000035674
Date	Jun 27, 2022
Instrument	2022R-035674

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company
Address	UTICA, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	534 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197

Mortgage

Document Number	0000008477
Date	Jan 28, 2021
Instrument	2021R-008477

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 27, 2022
Property Address	534 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Document Number	0000035680
Map Reference	MB 49 PG 301
Instrument Date	Jun 23, 2022
Instrument	2022R-035680
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 VALLEY VIEW RD, ROGERSVILLE, MO 65742-7829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197

Mortgage

Document Number	0000035674
Date	Jun 27, 2022
Instrument	2022R-035674

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,645 (-)	$840,239 (-) Land $80,000 Building $760,239
2025	$9,802.00	$159,645 (+15.1%)	$840,239 (+15.1%) Land $80,000 Building $760,239
2023		$138,699
2022			$729,995 Land $80,000 Building $649,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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