527 John Pitman Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 527 John Pitman Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,802 sqft · built 2019
Lot Size	1.12 acres (49,092 sqft)
Owner	Trust Name on File
Last Sale	$535,662 (Mar 2019)
Tax Bill	$8,867 (2025)
Deeds & Mortgages	May 2019 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T181500074`

Property Details

APN / Parcel Number

Primary APN	`T181500074`
Alternative APN	`3-0106-C569-00-0014.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,802 sqft Living Area
Basement Area	2,802 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Lot Area	49,092 sqft (1.12 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T181500074
Street Address	527 JOHN PITMAN DR
City	SAINT CHARLES
State	MO
Zip	63304-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY AT PATRIOTS RIDGE LOT 14
Legal Range	03E
Legal Township	46N
Legal Subdivision	LEGACY AT PATRIOTS RIDGE
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3002
Census Tract	311124

Owner

527 John Pitman Dr is owner-occupied and held in a trust since June 2025.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Trust Name on File
Mailing Address	527 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · Line of Credit FCB BANKS
Oct 29, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS/ST LOUIS
Apr 1, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS/ST LOUIS
Sep 16, 2019	Deed of Trust, Mortgage MORTGAGE SOLUTIONS/ST LOUIS
Mar 4, 2019	Warranty Deed, Subdivision Related Transfer MORTGAGE SOLUTIONS/ST LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Deed Document Number	0070420767
Deed Book / Page	007042 / 000767
Last Transfer Date	Jun 30, 2025
Transfer Doc	0000027646
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	527 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070770256
Date	May 21, 2019
Book Page	7077/0256
Instrument	20190521000242520

Lender

Name	FCB BANKS
Type	Bank
Address	SAINT LOUIS, MO 63128

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	527 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number	0000085258
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	527 JOHN PITMAN DR ST CHARLES MO 633047572, ST CHARLES, MO 63304-7572

Mortgage

Document Number	0000085258
Date	Nov 4, 2020
Instrument	85258

Lender

Name	MORTGAGE SOLUTIONS/ST LOUIS
Type	Mortgage Company
Address	ST LOUIS, MO 63119

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 3, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	527 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number	0072640682
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	527 JOHN PITMAN DR ST CHARLES MO 633047572, ST CHARLES, MO 63304-7572

Mortgage

Document Number	0072640682
Date	Apr 7, 2020
Book Page	007264/000682
Instrument	212050

Lender

Name	MORTGAGE SOLUTIONS/ST LOUIS
Type	Mortgage Company
Address	9849 MANCHESTER RD # 3, ST LOUIS, MO 63119-1200

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	527 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number	0071472273
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	527 JOHN PITMAN DR ST CHARLES MO 633047572, ST CHARLES, MO 63304-7572

Mortgage

Document Number	0071472273
Date	Sep 24, 2019
Book Page	007147/002273
Instrument	523140

Lender

Name	MORTGAGE SOLUTIONS/ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 4, 2019
Property Address	527 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number	0070420767
Book / Page	007042 / 000767
Instrument Date	Mar 4, 2019
Instrument	94600
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 26, 2019
Title Company	SYNERGY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	527 JOHN PITMAN DR COTTLEVILLE MO 633047572, COTTLEVILLE, MO 63304-7572

Mortgage

Document Number	70420769
Date	Mar 4, 2019
Book Page	007042/000769
Instrument	94610

Lender

Name	MORTGAGE SOLUTIONS/ST LOUIS
Type	Mortgage Company
Address	ST LOUIS, MO 63119

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 527 John Pitman Dr was $8,867.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,867.00	$144,381	$759,902 Land $80,000 Building $679,902
2023		$135,081
2022			$710,950 Land $80,000 Building $630,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 John Pitman Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 John Pitman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Wisper ISP.

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