534 James St, Niles, MI 49120 Property Records

Berrien County property record for 534 James St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,775 sqft · built 1946
Lot Size0.273 acres (11,892 sqft)
OwnerIndividual Name on Record
Last Sale$244,000 (Dec 2025)
Tax Bill$2,085 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Mar 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-4870-0017-00-1

Property Details

APN / Parcel Number

Primary APN14-4870-0017-00-1
Alternative APN
  • 11-14-4870-0017-00-1

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,775 sqft Living Area
1st Floor Area1,420 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRaised Ranch
Lot Area11,892 sqft (0.273 acres)
Lot Dimensions145 ft deep x 82 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address534 JAMES ST
CityNILES
StateMI
Zip49120-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionLOT 17 MAPLE ROW
Legal SubdivisionMAPLE ROW
Legal Lot Number17
Legal Unit17
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group1
Census Block1000
Census Tract20500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address534 JAMES ST, NILES, MI 49120-1129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN MICHIGAN BANK & TRUST
Mar 24, 2023Warranty Deed, Transfer
CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
May 2, 2022Warranty Deed, Transfer
CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
May 2, 2022Quit Claim Deed, Transfer
CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Prior SaleMar 24, 2023 · Amount on Record
Deed Document Number2025447905
Deed Book / Page3466 / 1401
Transfer Doc03372/2226
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateDec 10, 2025
Property Address534 JAMES ST, NILES, MI 49120-1129
Document Number03466/1401
Book / Page3466 / 1401
Map ReferenceLB 11 PG 11
Instrument DateDec 5, 2025
Instrument2025447905
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,830.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 JAMES ST, NILES, MI 49120-1129

Mortgage

Document Number0034661403
DateDec 10, 2025
Instrument3466/1403
Lender
NameSOUTHERN MICHIGAN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMar 24, 2023
Property Address534 JAMES ST, NILES, MI 49120-1129
Document Number003401/285
Book / Page3401 / 285
Map ReferenceLB 11 PG 11
Instrument DateMar 17, 2023
Instrument2023377220
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Tax$697.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address606 CEDAR ST, SAINT CHARLES, IL 60174-1733

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 JAMES ST, NILES, MI 49120-1129

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMay 2, 2022
Property Address534 JAMES ST, NILES, MI 49120-1129
Document Number03372/2228
Book / Page3372 / 2228
Map ReferenceLB 11 PG 11
Instrument DateApr 27, 2022
Instrument2022351846
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Tax$588.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 JAMES ST, NILES, MI 49120-1129

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERRIEN MI
Recording DateMay 2, 2022
Property Address534 JAMES ST, NILES, MI 49120-1129
Document Number03372/2226
Book / Page3372 / 2226
Map ReferenceLB 11 PG 11
Instrument DateApr 26, 2022
Instrument2022351845
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2455 LAKE ST, NILES, MI 49120-1320

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,000 (+54.49%)$220,000 (+54.49%)
2025$2,085.00 (-4.58%) Homeowner's exemption$71,200 (+10.05%)$142,400 (+10.05%)
2024$2,185.00 (-20.55%)
2023$64,700$129,400
2022$2,750.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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