Berrien County property record for 522 James St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 966 sqft · built 1930 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Feb 2024) |
| Tax Bill | $1,238 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-4870-0014-00-2 |
| Primary APN | 14-4870-0014-00-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 966 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Raised Ranch |
| Lot Area | 11,805 sqft (0.271 acres) |
| Lot Dimensions | 143 ft deep x 82.5 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 522 JAMES ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOT 14, MAPLE ROW. |
| Legal Subdivision | MAPLE ROW SUB |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20500 |
522 James St is owned and occupied by an individual who bought it in February 2024.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 JAMES ST, NILES, MI 49120-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2024 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Jan 2, 2024 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Nov 29, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2024 · Amount on File |
| Deed Sale | Feb 8, 2024 · Amount on File |
| Prior Sale | Dec 2, 1998 |
| Deed Document Number | 2024397815 |
| Deed Book / Page | 3420 / 1827 |
| Prior Transfer Date | Nov 28, 2023 |
| Prior Transfer Doc | 03416/1837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 8, 2024 |
| Property Address | 522 JAMES ST, NILES, MI 49120-1129 |
| Document Number | 03420/1827 |
| Book / Page | 3420 / 1827 |
| Map Reference | LB 11 PG 11 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 2024397815 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 JAMES ST, NILES, MI 49120-1129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 522 JAMES ST, NILES, MI 49120-1129 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 210 S SAINT JOSEPH AVE, NILES, MI 49120-2851 |
| Document Number | 03418/1807 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | 3418/1807 |
| Instrument | 2024395627 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 29, 2023 |
| Property Address | 522 JAMES ST, NILES, MI 49120-1129 |
| Document Number | 03416/1837 |
| Book / Page | 3416 / 1837 |
| Map Reference | MB 11 PG 11 |
| Instrument Date | Nov 23, 2023 |
| Instrument | 2023393632 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1216 CEDAR ST APT 3, 3, NILES, MI 49120-2615 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 JAMES ST, NILES, MI 49120-1129 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 15, 2023 |
| Property Address | 522 JAMES ST, NILES, MI 49120-1129 |
| Document Number | 03398/1784 |
| Book / Page | 3398 / 1784 |
| Map Reference | MB 11 PG 11 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 2023372915 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 JAMES ST, NILES, MI 49120-1129 |
The 2025 property tax bill for 522 James St was $1,238 with a homeowner's exemption, down 2.2% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,800 (+13.04%) | $93,600 (+13.04%) | |
| 2025 | $1,238.00 (-2.21%) Homeowner's exemption | $41,400 | $82,800 |
| 2024 | $1,266.00 | ||
| 2023 | $34,100 | $68,200 | |
| 2022 | $798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 522 James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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