604 James St, Niles, MI 49120 Property Records

Berrien County property record for 604 James St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1995
Lot Size0.231 acres (10,062 sqft)
OwnerIndividual Name on File
Last Sale$39,000 (Apr 2026)
Tax Bill$2,770 (2025)
Deeds & MortgagesApr 2026 Sale
Feb 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-4880-0018-02-1

Property Details

APN / Parcel Number

Primary APN14-4880-0018-02-1
Alternative APN
  • 11-14-4880-0018-02-1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleModular
Lot Area10,062 sqft (0.231 acres)
Lot Dimensions146 ft deep x 69 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address604 JAMES ST
CityNILES
StateMI
Zip49120-1181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionLOT 18 MAPLE ROW NO 1
Legal SubdivisionMAPLE ROW #1
Legal Lot Number18
Legal Unit18
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group1
Census Block1000
Census Tract20500

Owner

604 James St is owned by an individual who bought it in April 2026.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2378 HAND RD, NILES, MI 49120-9323
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Warranty Deed, Transfer
CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN
Feb 4, 2026Quit Claim Deed, Transfer
Quitclaim
Mar 17, 2022Deed of Trust, Mortgage
SHELL Y WEICH
Dec 5, 2023Land Contract, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2026 · Amount on File
Deed SaleApr 24, 2026 · Amount on File
Prior SaleFeb 4, 2026 · Amount on File
Deed Document Number2026459337
Deed Book / Page3475 / 3529
Prior Transfer DateDec 15, 2025
Prior Transfer Doc03469/2574
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateApr 24, 2026
Property Address604 JAMES ST, NILES, MI 49120-1181
Document Number0000459337
Book / Page3475 / 3529
Instrument DateApr 22, 2026
Instrument2026.459337
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyCHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

AmountAmount on Record
Tax$29,542.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2378 HAND RD, NILES, MI 49120-9323

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERRIEN MI
Recording DateFeb 4, 2026
Property Address604 JAMES ST, NILES, MI 49120-1181
Document Number03469/2574
Book / Page3469 / 2574
Instrument DateDec 15, 2025
Instrument2026451174
Transaction TypeTransfer
Record UpdatedMar 2, 2026

Transaction

AmountAmount on Record
Tax$562.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2034 ONTARIO RD, NILES, MI 49120-4827

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address604 JAMES ST, NILES, MI 49120-1181

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address604 JAMES ST, NILES, MI 49120-1181
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03367/1946
DateMar 17, 2022
Book Page3367/1946
Instrument2022346773
Lender
NameSHELL Y WEICH
TypePrivate Party
Address701 MAIN ST, SAINT JOSEPH, MI 49085
Agreement
AmountAmount on Record
Term13 Months
DueMar 31, 2023

December 2023: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBERRIEN MI
Recording DateDec 5, 2023
Property Address604 JAMES ST, NILES, MI 49120-1181
Document Number03416/4465
Book / Page3416 / 4465
Instrument DateNov 21, 2017
Instrument2023394123
Transaction TypeTransfer
Record UpdatedDec 26, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 JAMES ST, NILES, MI 49120-1181

Tax Assessment & Valuation

The 2025 property tax bill for 604 James St was $2,770, down 48.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,500 (+14.86%)$119,000 (+14.86%)
2025$2,770.00 (-48.9%)$51,800$103,600
2024$5,421.00
2023$59,300$118,600
2022$3,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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