534 Gilreath Loop Rd, Mills River, NC 28759 Property Records

Henderson County property record for 534 Gilreath Loop Rd, Mills River, NC 28759

Property Summary

Property TypeManufactured or Modular Home
Details2 ba · 1,836 sqft · built 2006
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (May 2023)
Tax Bill$1,321 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9631005668

Property Details

APN / Parcel Number

Primary APN9631005668
Alternative APN
  • 9974956

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,836 sqft Heated Area
1st Floor Area1,836 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2014
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area28,314 sqft (0.65 acres)
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9974956
Street Address534 GILREATH LOOP RD
CityMILLS RIVER
StateNC
Zip28759-9549
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning Code9974956~MR
Legal DescriptionSLD5072 LO2B PL2004-5072
Legal SubdivisionPLAT WILLIAM D & CLEO HUNTER
Legal Lot Number5668
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group1
Census Block1030
Census Tract930702

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address534 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Prior SaleJan 6, 2022 · Amount on Record
Deed Document Number2023998438
Deed Book / Page4048 / 495
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMay 26, 2023
Property Address534 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549
Document Number0040480495
Book / Page4048 / 495
Map ReferenceSL 5072
Instrument DateMay 25, 2023
Instrument1000998438
Transaction TypeTransfer
Record UpdatedJun 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$830.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1423 LOCUST GROVE RD, HENDERSONVILLE, NC 28792-6506

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549

Mortgage

Document Number0040480498
DateMay 26, 2023
Book Page4048/498
Instrument1000998439
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJun 1, 2028
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change7%
IndexOther
Max Rate11%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,700 (-) Land $48,800 Building $257,900
2025$1,321.00
2023$306,700 Land $48,800 Building $257,900$306,700 Land $48,800 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2013–2026)
Claims Outside the SFHA3 of 8
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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