Henderson County property record for 511 Gilreath Loop Rd, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,178 sqft · built 1975 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (May 2025) |
| Tax Bill | $1,301 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9630091985 |
| Primary APN | 9630091985 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,178 sqft Heated Area |
| 1st Floor Area | 713 sqft |
| Upper Floors Area | 713 sqft |
| Basement Area | 713 sqft |
| Finished Basement | 535 sqft |
| Unfinished Basement | 178 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 78,408 sqft (1.8 acres) |
| Porch | Patio |
| Porch Area | 240 sqft |
| Deck Area | 189 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9946672 |
|---|---|
| Street Address | 511 GILREATH LOOP RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9946672~MR |
| Legal Description | ON GILREATH RD |
| Legal Subdivision | HIGH VISTA |
| Legal Block | 9 |
| Legal Lot Number | 1985 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 930702 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 511 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Nov 7, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | May 21, 2014 · Amount on Record |
| Deed Document Number | 20251030891 |
| Deed Book / Page | 4290 / 172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 511 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0038180024 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 3818/24 |
| Instrument | 967044 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 511 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549 |
| Document Number | 0032770098 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 511 GILREATH LOOP RD MILLS RIVER NC 287599549, MILLS RIVER, NC 28759-9549 |
| Document Number | 0032770098 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 003277/000098 |
| Instrument | 895058 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29605 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 3, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,000 (-) Land $76,000 Building $251,000 | ||
| 2025 | $1,301.00 | ||
| 2023 | $327,000 Land $76,000 Building $251,000 | $327,000 Land $76,000 Building $251,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2013–2026) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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