530 Gilreath Loop Rd, Mills River, NC 28759 Property Records

Henderson County property record for 530 Gilreath Loop Rd, Mills River, NC 28759

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,620 sqft · built 2006
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Trust Names on File
Last Sale	$375,000 (May 2025)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9631005587`

Property Details

APN / Parcel Number

Primary APN	`9631005587`
Alternative APN	`9974955`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Heated Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	28,314 sqft (0.65 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9974955
Street Address	530 GILREATH LOOP RD
City	MILLS RIVER
State	NC
Zip	28759-9549
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9974955~MR
Legal Description	SLD5072 TR2A PL2004-5072
Legal Subdivision	PLAT WILLIAM D & CLEO HUNTER
Legal Tract	2
Legal Lot Number	5587
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1030
Census Tract	930702

Owner

530 Gilreath Loop Rd, a residential property, is owner-occupied and held in a trust since April 2026.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	530 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 2, 2022	Warranty Deed, Transfer · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Prior Sale	Nov 26, 2014 · Amount on File
Deed Document Number	20251030769
Deed Book / Page	4289 / 361
Last Transfer Date	Apr 28, 2026
Transfer Doc	0001048344
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 28, 2026
Property Address	530 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549
Document Number	0001048344
Book / Page	4429 / 712
Instrument Date	Apr 28, 2026
Instrument	20261048344
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	530 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	530 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038660027
Date	Feb 8, 2022
Book Page	3866/27
Instrument	973185

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 2, 2022
Property Address	530 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549
Document Number	0038630466
Book / Page	3863 / 466
Map Reference	SL 13819
Instrument Date	Jan 5, 2022
Instrument	972870
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 578, HORSE SHOE, NC 28742-0578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 GILREATH LOOP RD, MILLS RIVER, NC 28759-9549

Mortgage

Document Number	0000972871
Date	Feb 2, 2022
Instrument	972871

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 2, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 530 Gilreath Loop Rd was $1,246.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,300 (-) Land $48,800 Building $240,500
2025	$1,246.00	$289,300 Land $48,800 Building $240,500
2023		$289,300 Land $48,800 Building $240,500	$289,300 Land $48,800 Building $240,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 530 Gilreath Loop Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2013–2026)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 Gilreath Loop Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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