Putnam County property record for 534 E Speck Ave, Monterey, TN 38574
| Property Type | Mobile Home |
|---|---|
| Details | 1,216 sqft · built 1994 |
| Lot Size | 0.414 acres (18,034 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $20,000 (Jun 2003) |
| Tax Bill | $253 (2022) |
| Deeds & Mortgages | Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 071071C A 01400 |
| Primary APN | 071071C A 01400 |
|---|---|
| Alternative APN |
|
| Building Area | 1,216 sqft Living Area |
|---|---|
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 18,034 sqft (0.414 acres) |
| Lot Dimensions | 127 ft deep x 142 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 534 E SPECK AVE |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-1247 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: R01 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 100 |
534 E Speck Ave, a mobile home, is held in a trust since August 2025.
Source: Putnam County records, as of January 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 156, MONTEREY, TN 38574-0156 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2003 · Amount on File |
| Deed Sale | Jun 2, 2003 · Amount on File |
| Prior Sale | Sep 16, 2002 · Amount on File |
| Deed Book / Page | 59 / 474 |
| Last Transfer Date | Aug 14, 2025 |
| Transfer Doc | 0000314456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 534 E SPECK AVE, MONTEREY, TN 38574-1247 |
| Document Number | RB1086234 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 156 MONTEREY TN 385740156, MONTEREY, TN 38574-0156 |
| Document Number | RB1086234 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 001086/000234 |
| Instrument | 219362 |
| Name | PUTNAM 1ST MERCANTILE BK |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 23, 2023 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Monterey Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,600 Land $3,750 Building $2,850 | ||
| 2023 | $6,600 (-) Land $3,750 Building $2,850 | ||
| 2022 | $253.00 | $6,600 Land $3,750 Building $2,850 | $26,400 (-) Land $15,000 Building $11,400 |
| 2021 | $26,400 Land $15,000 Building $11,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 534 E Speck Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 534 E Speck Ave is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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