525 E Speck Ave, Monterey, TN 38574 Property Records

Putnam County property record for 525 E Speck Ave, Monterey, TN 38574

Property Summary

Property TypeMobile Home
Details840 sqft · built 1996
Lot Size0.81 acres (35,284 sqft)
Owner2 Individual Names on File
Tax Bill$245 (2022)
Flood ZoneZone X (minimal risk)
APN071071C B 00405

Property Details

APN / Parcel Number

Primary APN071071C B 00405
Alternative APN
  • 071C B 00405

Interior

Building Area840 sqft Living Area
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMobile/Manufactured
Lot Area35,284 sqft (0.81 acres)
Lot Dimensions261 ft deep x 144 ft wide
TerrainRolling
PorchSlab
Porch Area210 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address525 E SPECK AVE
CityMONTEREY
StateTN
Zip38574-1246
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionDISTRICT: 14, COUNTY AREA: R01
Legal SubdivisionEARL CONATSER DIVISION
Legal Lot Number2
JurisdictionPUTNAM TN
Township / Civil Division4
Census Block Group2
Census Block2063
Census Tract100

Owner

525 E Speck Ave, a mobile home, is owned by two individuals who acquired it in February 2015.

Source: Putnam County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address555 E SPECK AVE, MONTEREY, TN 38574-1246
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2015
Deed SaleFeb 10, 2015
Prior SaleApr 22, 2014
Deed Book / Page858 / 547
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
MunicipalityMonterey Town
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,400 (-) Land $3,750 Building $2,650
2024$6,400 (-) Land $3,750 Building $2,650
2023$6,400 Land $3,750 Building $2,650
2022$245.00
2021$25,600 Land $15,000 Building $10,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 E Speck Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 E Speck Ave is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEREY WATER DEPT
serves 4,880 people · EPA ID TN0000471
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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