Putnam County property record for 528 E Speck Ave, Monterey, TN 38574
| Property Type | Mobile Home |
|---|---|
| Details | 1,056 sqft · built 2000 |
| Lot Size | 0.43 acres (18,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,000 (Apr 2016) |
| Tax Bill | $325 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 071071C A 01300 |
| Primary APN | 071071C A 01300 |
|---|---|
| Alternative APN |
|
| Building Area | 1,056 sqft Living Area |
|---|---|
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 18,750 sqft (0.43 acres) |
| Lot Dimensions | 125 ft deep x 150 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 640 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 528 E SPECK AVE |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-1247 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: R01 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 100 |
528 E Speck Ave, a mobile home, is owned and occupied by an individual who bought it in April 2016.
Source: Putnam County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 E SPECK AVE, MONTEREY, TN 38574-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Prior Sale | May 13, 1998 · Amount on File |
| Deed Book / Page | 925 / 263 |
| Transfer Doc | 0003940005 |
| Record Updated | Jun 8, 2026 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Monterey Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,475 Land $3,750 Building $4,725 | ||
| 2023 | $8,475 Land $3,750 Building $4,725 | ||
| 2022 | $325.00 | ||
| 2021 | $33,900 Land $15,000 Building $18,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 528 E Speck Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 528 E Speck Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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