534 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 534 E Providence Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,232 sqft · built 1951
Lot Size0.125 acres (5,450 sqft)
Owner2 Individual Names on Record
Tax Bill$2,474 (2026)
Deeds & MortgagesMay 2020 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN35053.0903

Property Details

APN / Parcel Number

Primary APN35053.0903

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,664 sqft
1st Floor Area832 sqft
Basement Area832 sqft
Finished Basement400 sqft
Unfinished Basement432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialShingles
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,450 sqft (0.125 acres)
Lot Dimensions109 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address534 E PROVIDENCE AVE
CitySPOKANE
StateWA
Zip99207-1874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionLIDGERWOOD PK &STP 7FT WD S OF&ADJ L6 B92
Legal Range43E
Legal Township25N
Legal Section05
Legal SubdivisionLIDGERWOOD PK
Legal Block92
Legal Lot Number6
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2003
Census Tract1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address534 E PROVIDENCE AVE, SPOKANE, WA 99207-1874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2020Deed of Trust, Mortgage · FHA Mortgage
NUMERICA CU
May 23, 2017Deed of Trust, Mortgage · Conventional with PMI
NUMERICA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address534 E PROVIDENCE AVE, SPOKANE, WA 99207-1874
Document Number0006919180
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address534 E PROVIDENCE AVE SPOKANE WA 992071874, SPOKANE, WA 99207-1874

Mortgage

Document Number0006919180
DateMay 11, 2020
Instrument6919180
Lender
NameNUMERICA CU
TypeCredit Union
AddressSPOKANE VALLEY, WA 99216
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address534 E PROVIDENCE AVE, SPOKANE, WA 99207-1874
Document Number0006607338
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedJun 14, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address534 E PROVIDENCE AVE SPOKANE WA 992071874, SPOKANE, WA 99207-1874

Mortgage

Document Number0006607338
DateMay 30, 2017
Instrument6607338
Lender
NameNUMERICA CU
TypeCredit Union
AddressSPOKANE VALLEY, WA 99037
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 29, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,474.00 (+1.77%)$248,300 (+3.63%) Land $75,000 Building $173,300$248,300 (+3.63%) Land $75,000 Building $173,300
2025$2,431.00 (+3.53%)
2024$239,600 (+44.16%) Land $65,000 Building $174,600$239,600 (+44.16%) Land $65,000 Building $174,600
2023$2,348.00 (+20.47%)$166,200 Land $42,000 Building $124,200$166,200 Land $42,000 Building $124,200
2022$1,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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