Spokane County property record for 521 E Providence Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1942 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,500 (Feb 2020) |
| Tax Bill | $2,892 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35053.0811 |
| Primary APN | 35053.0811 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 521 E PROVIDENCE AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-1875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LIDGERWOOD PK L17 B85 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 05 |
| Legal Subdivision | LIDGERWOOD PK |
| Legal Block | 85 |
| Legal Lot Number | 17 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1400 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 E PROVIDENCE AVE, SPOKANE, WA 99207-1875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLIFILE |
| Feb 28, 2020 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Feb 27, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on Record |
| Deed Sale | Feb 28, 2020 · Amount on Record |
| Prior Sale | Feb 27, 2018 · Amount on Record |
| Deed Document Number | 20206897024 |
| Prior Transfer Date | Dec 27, 2010 |
| Prior Transfer Doc | 0005967286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 20, 2026 |
| Property Address | 521 E PROVIDENCE AVE, SPOKANE, WA 99207-1875 |
| Document Number | 0007490086 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20267490086 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 521 E PROVIDENCE AVE, SPOKANE, WA 99207-1875 |
| Document Number | 0007490086, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20267490086 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Mar 1, 2050 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 28, 2020 |
| Property Address | 521 E PROVIDENCE AVE, SPOKANE, WA 99207-1875 |
| Document Number | 0006897024 |
| Map Reference | VOL A PG 124 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 6897024 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,165.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 E PROVIDENCE AVE, SPOKANE, WA 99207-1875 |
| Document Number | 0006897025 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 6897025 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Number | 0006897026 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 6897026 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 27, 2018 |
| Property Address | 521 E PROVIDENCE AVE, SPOKANE, WA 99207-1875 |
| Document Number | 0006685037 |
| Map Reference | VOL A PG124 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 6685037 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,319.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 521 E PROVIDENCE AVE, SPOKANE, WA 99207-1875 |
| Document Number | 0006685038 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 6685038 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,892.00 (+2.08%) | $271,100 (-3.97%) Land $75,000 Building $196,100 | $271,100 (-3.97%) Land $75,000 Building $196,100 |
| 2025 | $2,833.00 (+3.28%) | $282,300 (+0.75%) Land $75,000 Building $207,300 | $282,300 (+0.75%) Land $75,000 Building $207,300 |
| 2024 | $280,200 (+37.08%) Land $65,000 Building $215,200 | $280,200 (+37.08%) Land $65,000 Building $215,200 | |
| 2023 | $2,743.00 (+14.53%) | $204,400 Land $42,000 Building $162,400 | $204,400 Land $42,000 Building $162,400 |
| 2022 | $2,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures