Spokane County property record for 528 E Providence Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,812 sqft · built 1992 |
| Lot Size | 0.125 acres (5,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,500 (Apr 2026) |
| Tax Bill | $3,135 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35053.0918 |
| Primary APN | 35053.0918 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,450 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 528 E PROVIDENCE AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-1874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LIDGERWOOD PARK LT 7 BLK 92 & STP 7FT WD S OF & ADJ TO |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 05 |
| Legal Subdivision | LIDGERWOOD PARK |
| Legal Block | 92 |
| Legal Lot Number | 7 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1400 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 E PROVIDENCE AVE, SPOKANE, WA 99207-1874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P |
| Apr 23, 2026 | Quit Claim Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Aug 31, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Nov 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Nov 16, 2020 · Amount on Record |
| Deed Document Number | 20267484097 |
| Prior Transfer Date | Aug 23, 2022 |
| Prior Transfer Doc | 0007236175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 23, 2026 |
| Property Address | 528 E PROVIDENCE AVE, SPOKANE, WA 99207-1874 |
| Document Number | 0007484097 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.7484097 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $529,745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 528 E PROVIDENCE AVE, SPOKANE, WA 99207-1874 |
| Document Number | 0007484097, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026.7484097 |
| Name | PROVIDENT FUNDING ASSOC L.P |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 23, 2026 |
| Property Address | 528 E PROVIDENCE AVE, SPOKANE, WA 99207-1874 |
| Document Number | 0007484145 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20267484145 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 528 E PROVIDENCE AVE, SPOKANE, WA 99207-1874 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 31, 2022 |
| Property Address | 528 E PROVIDENCE AVE, SPOKANE, WA 99207-1874 |
| Document Number | 0007236175 |
| Map Reference | MB A PG 124&125 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 7236175 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 E PROVIDENCE AVE, SPOKANE, WA 99207-1874 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 16, 2020 |
| Property Address | 528 E PROVIDENCE AVE, SPOKANE, WA 99207-1874 |
| Document Number | 0006996029 |
| Map Reference | MB A PG 124&125 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 6996029 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,765.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 E PROVIDENCE AVE, SPOKANE, WA 99207-1874 |
| Document Number | 0006996030 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 6996030 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,135.00 (+7%) | $303,500 (-0.88%) Land $75,000 Building $228,500 | $303,500 (-0.88%) Land $75,000 Building $228,500 |
| 2025 | $2,930.00 (+1.98%) | $306,200 (+4.33%) Land $75,000 Building $231,200 | $306,200 (+4.33%) Land $75,000 Building $231,200 |
| 2024 | $293,500 (+33.71%) Land $65,000 Building $228,500 | $293,500 (+33.71%) Land $65,000 Building $228,500 | |
| 2023 | $2,873.00 (+11.75%) | $219,500 Land $42,000 Building $177,500 | $219,500 Land $42,000 Building $177,500 |
| 2022 | $2,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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