523 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 523 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1950
Square Footage	1,089 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$98,000 (2020)
Tax Bill	$2,121.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-006-104-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,089 sqft Living Area
1st Floor	736 sqft 1st Floor
2nd Floor	353 sqft 2nd Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	5,663 sqft (0.13 acres)
Depth X Width	135 ft x 45 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	308 sqft Garage
Patio Area	40 sqft Patio
Porch	Open Porch
Porch Area	176 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	523 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6465
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E BROAD ST 45 X 135
Legal Subdivision	EAST BROAD STREET HEIGHTS ALLOTMENT
Legal Tract	25
Legal Block	104
Legal Lot Number	82
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2024
Census Tract	71201

Owner

Source: Lorain County records · APN 06-25-006-104-007

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	523 CAMBRIDGE AVE, ELYRIA, OH 44035-6465
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Grant Deed, Transfer NAVY FCU
Jan 07, 2019	Warranty Deed, Transfer
May 03, 2018	Grant Deed, Transfer ASK SERVICES INC
Feb 22, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jan 07, 2019 · Amount on Record
Deed Doc Number	2020003754
Record Refreshed	Jun 08, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 10, 2020
Property Address	523 CAMBRIDGE AVE, ELYRIA, OH 44035-6465
Document Number	0000768606
Instrument Date	Jun 23, 2020
Instrument	768606
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	SPRUCE LAND SERVICES LLC, SPRUCE LAND SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 CAMBRIDGE AVE ELYRIA OH 440356465, ELYRIA, OH 44035-6465

Mortgage

Document Number	768607
Date	Jul 10, 2020
Instrument	768607

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 07, 2019
Property Address	523 CAMBRIDGE AVE, ELYRIA, OH 44035-6465
Document Number	0000700393
Instrument Date	Dec 13, 2018
Instrument	700393
Transaction Type	Transfer
Record Updated	Jan 18, 2019

Transaction

Amount	Amount Recorded
Tax	$319.20
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	523 CAMBRIDGE AVE ELYRIA OH 440356465, ELYRIA, OH 44035-6465

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	May 03, 2018
Property Address	523 CAMBRIDGE AVE, ELYRIA, OH 44035-6465
Document Number	0000670958
Instrument Date	Apr 25, 2018
Instrument	670958
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$156.87
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36465 GOSFORD DR AVON OH 440114426, AVON, OH 44011-4426

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 22, 2018
Property Address	523 CAMBRIDGE AVE, ELYRIA, OH 44035-6465
Document Number	0000662490
Instrument Date	Jan 16, 2018
Instrument	662490
Transaction Type	Foreclosure
Record Updated	Mar 06, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$136.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 CAMBRIDGE AVE ELYRIA OH 440356465, ELYRIA, OH 44035-6465

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00	$42,420 (-0.02%) Land $8,630 Building $33,790	$121,220 (-) Land $24,670 Building $96,550
2024	$2,121.00 (+17.9%)	$42,428 (+34.69%) Land $8,635 Building $33,793	$121,220 (+34.69%) Land $24,670 Building $96,550
2023	$1,799.00 (+0.78%)	$31,500 (-) Land $6,979 Building $24,521	$90,000 (-) Land $19,940 Building $70,060
2022	$1,785.00	$31,500 Land $6,980 Building $24,520
2021			$90,000 Land $19,940 Building $70,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 15% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

523 Cambridge Ave, Elyria, OH 44035 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Cambridge Ave

Nearby Streets

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