San Diego County property record for 5339 Rio Plata Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,753 sqft · built 1987 |
| Lot Size | 0.158 acres (6,884 sqft) |
| Owner | Company Name on Record |
| Last Sale | $170,000 (Oct 1994) |
| Tax Bill | $3,791 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-450-63-00 |
| Primary APN | 158-450-63-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,753 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 6,884 sqft (0.158 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5339 RIO PLATA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-SP |
| Legal Description | LOT 63 TR 011225 |
| Legal Subdivision | MISSION SANTA FE |
| Legal Tract | 011225 |
| Legal Block | 1 |
| Legal Lot Number | 63 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18525 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Feb 22, 2022 | Intrafamily Transfer, Transfer |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Dec 20, 2018 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Nov 7, 2017 | Intrafamily Transfer, Transfer · ARM SAN DIEGO COUNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 1994 · Amount on Record |
| Deed Sale | Oct 4, 1994 · Amount on Record |
| Prior Sale | May 19, 1986 · Amount on Record |
| Deed Document Number | 1994586782 |
| Last Transfer Date | Jan 27, 2022 |
| Transfer Doc | 0000080288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 13, 2026 |
| Property Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000198874 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026198874 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000198874, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 2026198874 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 22, 2022 |
| Property Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000080288 |
| Map Reference | MAP 11225 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022-0080288 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000566339 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-0566339 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000521617 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 2018-0521617 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Jan 31, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 7, 2017 |
| Property Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000520371 |
| Map Reference | MAP11225 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 2017-0520371 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5339 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000520372 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 2017-0520372 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $330,080 (+2%) Land $69,586 Building $260,494 | |
| 2025 | $3,791.00 (+8.31%) Homeowner's exemption | $323,609 (+4.04%) Land $68,222 Building $255,387 |
| 2023 | $3,500.00 (+0.29%) Homeowner's exemption | $311,045 Land $65,574 Building $245,471 |
| 2022 | $3,490.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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