San Diego County property record for 5346 Rio Plata Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,040 sqft · built 1986 |
| Lot Size | 0.165 acres (7,206 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Jul 2014) |
| Tax Bill | $6,747 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-450-73-00 |
| Primary APN | 158-450-73-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,040 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 7,206 sqft (0.165 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5346 RIO PLATA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-SP |
| Legal Description | LOT 73 TR 011225 |
| Legal Subdivision | MISSION SANTA FE |
| Legal Tract | 011225 |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18525 |
Source: San Diego County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5346 RIO PLATA DR, OCEANSIDE, CA 92057-6326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 21, 2025 | Deed of Trust, Mortgage · Line of Credit THE BRIDGE LOANS INC |
| Jul 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage THE JERRY HUNEFELD LIVING TRUST |
| Sep 26, 2018 | Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2014 · Amount on Record |
| Deed Sale | Jul 2, 2014 · Amount on Record |
| Prior Sale | Aug 10, 2009 · Amount on Record |
| Deed Document Number | 2014277611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5346 RIO PLATA DR, OCEANSIDE, CA 92057-6326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5346 RIO PLATA DR, OCEANSIDE, CA 92057-6326 |
| Document Number | 0000102225 |
|---|---|
| Date | Apr 21, 2025 |
| Instrument | 2025-0102225 |
| Name | THE BRIDGE LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | LONG BEACH, CA 90802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 15, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5346 RIO PLATA DR, OCEANSIDE, CA 92057-6326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 5346 RIO PLATA DR, OCEANSIDE, CA 92057-6326 |
| Document Number | 0000304418 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-0304418 |
| Name | THE JERRY HUNEFELD LIVING TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5346 RIO PLATA DR, OCEANSIDE, CA 92057-6326 |
| Document Number | 0000416896 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5346 RIO PLATA DR OCEANSIDE CA 920576326, OCEANSIDE, CA 92057-6326 |
| Document Number | 0000416896 |
|---|---|
| Date | Oct 8, 2018 |
| Instrument | 416896 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, TX 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 7, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $588,413 (+2%) Land $316,273 Building $272,140 | |
| 2025 | $6,747.00 (+8.39%) | $576,876 (+4.04%) Land $310,072 Building $266,804 |
| 2023 | $6,225.00 (+0.24%) | $554,478 Land $298,033 Building $256,445 |
| 2022 | $6,210.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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