533 E Plum St, Coldwater, OH 45828 Property Records

Mercer County property record for 533 E Plum St, Coldwater, OH 45828

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,398 sqft · built 1938
Lot Size0.29 acres (12,672 sqft)
OwnerIndividual Name on Record
Tax Bill$1,980 (2025)
Deeds & MortgagesOct 2019 Sale
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-086900.0000

Property Details

APN / Parcel Number

Primary APN05-086900.0000
Alternative APN
  • 08-27-377-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,398 sqft Living Area
Basement Area952 sqft
Unfinished Basement952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Lot Area12,672 sqft (0.29 acres)
Lot Dimensions132 ft deep x 96 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address533 E PLUM ST
CityCOLDWATER
StateOH
Zip45828-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW ADD LOT 488 & 489
Legal SubdivisionFAIRVIEW ADD
Legal Lot Number488&489
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group2
Census Block2020
Census Tract967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address533 E PLUM ST, COLDWATER, OH 45828-1353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2019Certificate of Transfer, Transfer
Feb 13, 2017Deed of Trust, Mortgage · Line of Credit
THE PEOPLES BANK CO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 21, 2019
Transfer Doc0000004762
Record UpdatedSep 20, 2026

October 2019: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionMERCER OH
Recording DateOct 21, 2019
Property Address533 E PLUM ST, COLDWATER, OH 45828-1353
Document Number201900004762
Instrument DateOct 21, 2019
Instrument201900004762
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address533 E PLUM ST, COLDWATER, OH 45828-1353

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address533 E PLUM ST, COLDWATER, OH 45828-1353
Transaction TypeMortgage
Record UpdatedMay 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201700000703
DateFeb 13, 2017
Instrument201700000703
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 20, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,980.00$58,070 (-) Land $11,060 Building $47,010
2024$1,980.00 (+1.85%)$58,070 (-) Land $11,060 Building $47,010
2023$1,944.00 (+19.78%)$58,070 (+34.67%) Land $11,060 Building $47,010$165,900 (+34.66%) Land $31,600 Building $134,300
2022$1,623.00$43,120 Land $8,260 Building $34,860
2020$123,200 Land $23,600 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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