Mercer County property record for 520 E Plum St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,170 sqft · built 1913 |
| Lot Size | 0.145 acres (6,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,833 (Aug 2023) |
| Tax Bill | $1,174 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-087300.0000 |
| Primary APN | 05-087300.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Lot Area | 6,336 sqft (0.145 acres) |
| Lot Dimensions | 132 ft deep x 48 ft wide |
| Street Address | 520 E PLUM ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD LOT#: 493 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 493 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 E PLUM ST, COLDWATER, OH 45828-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 24, 2023 | Intrafamily Transfer, Transfer |
| Jan 8, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Deed Document Number | 20233443 |
| Prior Transfer Date | Jul 21, 2023 |
| Prior Transfer Doc | 0000002778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Aug 31, 2023 |
| Property Address | 520 E PLUM ST, COLDWATER, OH 45828-1352 |
| Document Number | 202300003443 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 202300003443 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 E PLUM ST, COLDWATER, OH 45828-1352 |
| Document Number | 202300003444 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 202300003444 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jul 24, 2023 |
| Property Address | 520 E PLUM ST, COLDWATER, OH 45828-1352 |
| Document Number | 202300002778 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 202300002778 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 E PLUM ST, COLDWATER, OH 45828-1352 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jan 8, 2020 |
| Property Address | 520 E PLUM ST, COLDWATER, OH 45828-1352 |
| Document Number | 202000000103 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 202000000103 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 WOODLAND DR, EATON, OH 45320-9671 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 | $34,440 (-) Land $5,530 Building $28,910 | |
| 2024 | $1,174.00 (+1.82%) | $34,440 (-) Land $5,530 Building $28,910 | |
| 2023 | $1,153.00 (+24.51%) | $34,440 (+39.94%) Land $5,530 Building $28,910 | $98,400 (+39.97%) Land $15,800 Building $82,600 |
| 2022 | $926.00 | $24,610 Land $4,170 Building $20,440 | |
| 2020 | $70,300 Land $11,900 Building $58,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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